Ocean County and Lacey Township property record for 846 Ensign Dr, Forked River, NJ 08731 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1992 |
| Square Footage | 3,019 sqft Living Area |
| Lot Size | 7,471 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $650,000 (2018) |
| Tax Bill | $17,121.00 (2025) |
| Primary APN | 13-00374-0000-00046 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,019 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 7,471 sqft (0.172 acres) |
| Depth X Width | 90 ft x 83 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Deck Area | Deck Area |
| Porch | Open Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 10000294 |
|---|---|
| Street Address | 846 ENSIGN DR |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-3031 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 83 X 90 |
| Legal Subdivision | LACEY TOWNSHIP |
| Legal Block | 374 |
| Legal Lot Number | 46 |
| Jurisdiction | OCEAN NJ |
| Minor Civil Division | LACEY |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 732103 |
Source: Ocean County and Lacey Township records · APN 13-00374-0000-00046
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 846 ENSIGN DR, FORKED RIVER, NJ 08731-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 20, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 26, 2018 | Grant Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on Record |
| Deed Sale | Sep 26, 2018 · Amount on Record |
| Deed Doc Number | 201894726 |
| Deed Book / Page | 17250 / 1196 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 846 ENSIGN DR, FORKED RIVER, NJ 08731-3031 |
| Document Number | 0173361340 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 846 ENSIGN DR FORKED RIVER NJ 087313031, FORKED RIVER, NJ 08731-3031 |
| Document Number | 0173361340 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 017336/001340 |
| Instrument | 124913 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 19, 2058 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 26, 2018 |
| Property Address | 846 ENSIGN DR, FORKED RIVER, NJ 08731-3031 |
| Document Number | 0172501196 |
| Book / Page | 017250 / 001196 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 94726 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 846 ENSIGN DR FORKED RIVER NJ 087313031, FORKED RIVER, NJ 08731-3031 |
| Document Number | 172501204 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 017250/001204 |
| Instrument | 94727 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Ocean County and Lacey Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $626,000 (-) Land $293,300 Building $332,700 | $626,000 (-) Land $293,300 Building $332,700 | |
| 2025 | $17,121.00 (+7.94%) | $626,000 (-) Land $293,300 Building $332,700 | $626,000 (-) Land $293,300 Building $332,700 |
| 2024 | $15,862.00 (+11.97%) | ||
| 2023 | $626,000 Land $293,300 Building $332,700 | $626,000 Land $293,300 Building $332,700 | |
| 2022 | $14,166.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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