846 Echo Lake Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 846 Echo Lake Rd, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,586 sqft · built 1991
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$637,500 (May 2020)
Tax Bill	$7,490 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0763064`

Property Details

APN / Parcel Number

Primary APN	`R0763064`
Alternative APNs	`07-3836-09-2-12-02-0000` `0000337955`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,586 sqft Living Area
1st Floor Area	2,586 sqft
Basement Area	2,220 sqft
Finished Basement	2,220 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	455 ft deep x 100 ft wide
Terrain	Steep
Garage Type	Mixed
Garage Area	1,502 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	540 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	0000337955
Street Address	846 ECHO LAKE RD
City	BIGFORK
State	MT
Zip	59911-6146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO AC, S09, T27 N, R19 W, LOT 016
Legal Range	19W
Legal Township	27N
Legal Section	09
Legal Subdivision	ECHO AC
Legal Lot Number	16
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2026
Census Tract	1305

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1650 MT HIGHWAY 35, KALISPELL, MT 59901-2436
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
May 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Deed Document Number	202013859
Prior Transfer Date	Aug 8, 2009
Prior Transfer Doc	0000023438
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	846 ECHO LAKE RD, BIGFORK, MT 59911-6146
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100029440
Date	Aug 23, 2021
Instrument	202100029440

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	May 28, 2020
Property Address	846 ECHO LAKE RD, BIGFORK, MT 59911-6146
Document Number	202000013859
Instrument Date	May 22, 2020
Instrument	202000013859
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	846 ECHO LAKE RD, BIGFORK, MT 59911-6146

Mortgage

Document Number	202000013860
Date	May 28, 2020
Instrument	202000013860

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,490.00 (-19.04%)	$1,859,300 (+25.2%)
2025			$1,859,300 (+25.2%) Land $630,000 Building $1,229,300
2023	$9,251.00	$1,485,100	$1,485,100 Land $560,000 Building $925,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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