846 E Orange St, Lakeland, FL 33801 Property Records

Polk County property record for 846 E Orange St, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,506 sqft · built 1910
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2022)
Tax Bill	$2,719 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-18-205000-008192`

Property Details

APN / Parcel Number

Primary APN	`24-28-18-205000-008192`
Alternative APNs	`182824205000008192` `82824000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,506 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch
Porch Area	251 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	846 E ORANGE ST
City	LAKELAND
State	FL
Zip	33801-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF22
Legal Description	MORTONS ADD DB Q PG 79 BLK H LOT 19 E1/2
Legal Range	24E
Legal Township	28S
Legal Section	18
Legal Subdivision	MORTONS ADDITION
Legal Tract	205000
Legal Block	H
Legal Lot Number	19
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3009
Census Tract	10402

Owner

846 E Orange St is owned and occupied by two individuals who bought it in October 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	846 E ORANGE ST, LAKELAND, FL 33801-5102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 6, 2020	Warranty Deed, Transfer STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Prior Sale	Mar 6, 2020 · Amount on File
Deed Document Number	2022263342
Deed Book / Page	12437 / 1708
Prior Transfer Date	Sep 23, 1994
Prior Transfer Doc	3452001197
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 4, 2022
Property Address	846 E ORANGE ST, LAKELAND, FL 33801-5102
Document Number	0000263342
Book / Page	12437 / 1708
Map Reference	MB Q PG 79
Instrument Date	Sep 26, 2022
Instrument	2022263342
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 OSPREY LANDING DR, 810, LAKELAND, FL 33813-4686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 E ORANGE ST, LAKELAND, FL 33801-5102

Mortgage

Document Number	0124371710
Date	Oct 4, 2022
Instrument	12437/1710

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	846 E ORANGE ST, LAKELAND, FL 33801-5102
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	HOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 E ORANGE ST, LAKELAND, FL 33801-5102

Mortgage

Document Number	0000260066
Date	Oct 5, 2021
Book Page	11924/1991
Instrument	2021260066

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Apr 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 6, 2020
Property Address	846 E ORANGE ST, LAKELAND, FL 33801-5102
Document Number	0111662001
Book / Page	011166 / 002001
Instrument Date	Mar 5, 2020
Instrument	52616
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 E ORANGE ST LAKELAND FL 338015102, LAKELAND, FL 33801-5102

Mortgage

Document Number	111662003
Date	Mar 6, 2020
Book Page	011166/002003
Instrument	52617

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 846 E Orange St was $2,719 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,161 (-1.43%) Land $45,000 Building $146,161	$191,161 (-1.43%) Land $45,000 Building $146,161
2025	$2,719.00 Homeowner's exemption	$193,944 Land $45,000 Building $148,944	$193,944 Land $45,000 Building $148,944
2023	$2,750.00 (-7.78%) Homeowner's exemption	$193,454 (+5.26%) Land $44,000 Building $149,454	$193,454 (+5.26%) Land $44,000 Building $149,454
2022	$2,982.00	$183,789 Land $42,000 Building $141,789	$183,789 Land $42,000 Building $141,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 846 E Orange St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 E Orange St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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