Vance County property record for 846 E Montgomery St, Henderson, NC 27536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,096 sqft · built 1954 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,500 (Nov 2006) |
| Tax Bill | $1,369 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0077 05003 |
| Primary APN | 0077 05003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,096 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Lot Area | 13,068 sqft (0.3 acres) |
| Heating System | Forced Air |
|---|
| Account Number | 19237 |
|---|---|
| Street Address | 846 E MONTGOMERY ST |
| City | HENDERSON |
| State | NC |
| Zip | 27536-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 846 E MONTGOMERY ST |
| Legal Block | 05 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | HENDERSON |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 960700 |
Source: Vance County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 846 E MONTGOMERY ST, HENDERSON, NC 27536-5025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2006 · Amount on Record |
| Deed Sale | Nov 1, 2006 · Amount on Record |
| Deed Document Number | 0011350571 |
| Deed Book / Page | 1135 / 0571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Sep 15, 2026 |
| Property Address | 846 E MONTGOMERY ST, HENDERSON, NC 27536-5025 |
| Document Number | 0000003116 |
| Book / Page | 1482 / 1344 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20263116 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 846 E MONTGOMERY ST, HENDERSON, NC 27536-5025 |
| Document Number | 0000003116, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 1482/1344 |
| Instrument | 20263116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Feb 1, 2053 |
| Max Rate | -1% |
|---|
Source: Vance County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Municipality | Henderson City |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,369.00 (+57.36%) | $89,805 (+96.24%) Land $8,000 Building $81,805 | $89,805 (+96.24%) Land $8,000 Building $81,805 |
| 2023 | $870.00 | $45,763 Land $7,290 Building $38,473 | $45,763 Land $7,290 Building $38,473 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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