846 E Monte Cristo Ave, Phoenix, AZ 85022 Property Records

Maricopa County property record for 846 E Monte Cristo Ave, Phoenix, AZ 85022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,145 sqft · built 1979
Lot Size	0.228 acres (9,938 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2020)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`214-17-099`

Property Details

APN / Parcel Number

Primary APN	`214-17-099`
Alternative APN	`214170993`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,145 sqft Living Area
Gross Area	1,445 sqft
1st Floor Area	1,145 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,938 sqft (0.228 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	384 sqft
Porch	Slab
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	846 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85022-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SUGGS MOON MOUNTAIN ESTATES MCR 198-04
Legal Range	3E
Legal Township	3N
Legal Section	4
Legal Subdivision	SUGGS MOON MOUNTAIN ESTATES
Legal Lot Number	95
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2012
Census Tract	103611

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	846 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOMCTAP INVESTMENT PARTNERS III SPV LLC
Sep 28, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 8, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	2020917848
Prior Transfer Date	Apr 20, 1994
Prior Transfer Doc	0000392058
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	846 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120

Mortgage

Document Number	0000263202
Date	Mar 24, 2022
Instrument	20220263202

Lender

Name	HOMCTAP INVESTMENT PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 28, 2020
Property Address	846 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120
Document Number	0000917848
Map Reference	MB 198 PG 4
Instrument Date	Sep 2, 2020
Instrument	20200917848
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	846 E MONTE CRISTO AVE, 846, PHOENIX, AZ 85022-3120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120

Mortgage

Document Number	0000917849
Date	Sep 28, 2020
Instrument	20200917849

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 8, 2018
Property Address	846 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3120
Document Number	0000099733
Instrument Date	Jan 30, 2018
Instrument	99733
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 E MONTE CRISTO AVE PHOENIX AZ 850223120, PHOENIX, AZ 85022-3120

Mortgage

Document Number	99734
Date	Feb 8, 2018
Instrument	99734

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,830 (+119.28%)	$338,300 (+5.52%) Land $67,600 Building $270,700
2025	$1,335.00 (+4.95%)	$15,428 (-55.82%)	$320,600 (-8.19%) Land $64,100 Building $256,500
2024		$34,920	$349,200 Land $69,800 Building $279,400
2023	$1,272.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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