846 E Broad St, Des Moines, IA 50315 Property Records

Polk County property record for 846 E Broad St, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 1977
Lot Size	1.55 acres (67,880 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Jul 2025)
Tax Bill	$3,974 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Jul 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010/04304-022-000`

Property Details

APN / Parcel Number

Primary APN	`010/04304-022-000`
Alternative APN	`782415479016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,686 sqft
1st Floor Area	1,078 sqft
Basement Area	1,056 sqft
Finished Basement	750 sqft
Unfinished Basement	306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	67,880 sqft (1.55 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	846 E BROAD ST
City	DES MOINES
State	IA
Zip	50315-2067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUTLOT A SCENIC HILLS
Legal Subdivision	SCENIC HILLS
Legal Lot Number	A
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1016
Census Tract	4400

Owner

846 E Broad St is owned and occupied by an individual who bought it in July 2025.

Source: Polk County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	846 E BROAD ST, DES MOINES, IA 50315-2067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Jul 2, 2025	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Oct 5, 2023	Warranty Deed, Transfer · Commercial Mortgage AVAILA BANK
May 15, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN SOUTHWEST MORTGAGE FUNDING CORP
Sep 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Prior Sale	Oct 5, 2023 · Amount on File
Deed Document Number	202538332
Deed Book / Page	20192 / 881
Prior Transfer Date	Nov 19, 2019
Prior Transfer Doc	0000045719
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	846 E BROAD ST, DES MOINES, IA 50315-2067
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 E BROAD ST, DES MOINES, IA 50315-2067

Mortgage

Document Number	0000038334
Date	Jul 2, 2025
Book Page	20192/900
Instrument	2025-00038334

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	1806 W CUYLER AVE STE 1W, CHICAGO, IL 60613

Agreement

Type	Line of Credit
Term	360 Months
Due	Jul 1, 2055

Interest

Change Frequency	Monthly

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 2, 2025
Property Address	846 E BROAD ST, DES MOINES, IA 50315-2067
Document Number	0000038332
Book / Page	20192 / 881
Instrument Date	Jun 25, 2025
Instrument	2025-00038332
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 E BROAD ST, DES MOINES, IA 50315-2067

Mortgage

Document Number	0000038333
Date	Jul 2, 2025
Book Page	20192/883
Instrument	2025-00038333

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 5, 2023
Property Address	846 E BROAD ST, DES MOINES, IA 50315-2067
Document Number	0000053708
Book / Page	19619 / 916
Instrument Date	Oct 3, 2023
Instrument	2023-00053708
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 E BROAD ST, DES MOINES, IA 50315-2067

Mortgage

Document Number	0000053709
Date	Oct 5, 2023
Instrument	2023-00053709

Lender

Name	AVAILA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 3, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	846 E BROAD ST, DES MOINES, IA 50315-2067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094040
Date	May 15, 2017
Book Page	16479/0367
Instrument	2016-00094040

Lender

Name	AMERICAN SOUTHWEST MORTGAGE FUNDING CORP
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Sep 10, 2020
Property Address	846 E BROAD ST, DES MOINES, IA 50315-2067
Document Number	0000028642
Book / Page	018060 / 000124
Instrument Date	Aug 17, 2020
Instrument	28642
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	846 E BROAD ST DES MOINES IA 503152067, DES MOINES, IA 50315-2067

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 29, 2020
Property Address	846 E BROAD ST, DES MOINES, IA 50315-2067
Document Number	0000113714
Book / Page	017915 / 000631
Instrument Date	Jun 16, 2020
Instrument	113714
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	846 E BROAD ST DES MOINES IA 503152067, DES MOINES, IA 50315-2067

Mortgage

Document Number	113716
Date	Jun 29, 2020
Book Page	017915/000635
Instrument	113716

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$233,800 Land $70,400 Building $163,400	$233,800 Land $70,400 Building $163,400
2024	$3,974.00
2023		$202,000 (+21.25%) Land $62,800 Building $139,200	$202,000 Land $62,800 Building $139,200
2022		$166,600 Land $53,300 Building $113,300
2021			$166,600 Land $53,300 Building $113,300
2020	$3,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 846 E Broad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 E Broad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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