Cape May County and Ocean City property record for 846 E 4th St, Ocean City, NJ 08226
| Property Type | Single Family Home |
|---|---|
| Details | 2,284 sqft · built 1932 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,454 (2024) |
| Deeds & Mortgages | Jul 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00402-0000-00013 |
| Primary APN | 08-00402-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,284 sqft Living Area |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Construction Type | Frame |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 846 E 4TH ST |
|---|---|
| City | OCEAN CITY |
| State | NJ |
| Zip | 08226-3936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | OB402 L20A |
| Legal Block | 402 |
| Legal Lot Number | 13 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | OCEAN CITY |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 20101 |
846 E 4th St is owned and occupied by an individual who acquired it in February 2006.
Source: Cape May County and Ocean City records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 846 E 4TH ST, OCEAN CITY, NJ 08226-3936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 28, 2006 |
| Transfer Doc | 0032220813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 846 E 4TH ST, OCEAN CITY, NJ 08226-3936 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | SURITY TITLE, SURETY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000035939 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 6436/898 |
| Instrument | 2021035939 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Cape May County and Ocean City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Ocean City |
| Unified School District | Ocean City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $753,500 (-) Land $719,500 Building $34,000 | $753,500 (-) Land $719,500 Building $34,000 | |
| 2025 | $753,500 Land $719,500 Building $34,000 | $753,500 Land $719,500 Building $34,000 | |
| 2024 | $8,454.00 | ||
| 2023 | $753,500 Land $719,500 Building $34,000 | $753,500 Land $719,500 Building $34,000 | |
| 2022 | $7,753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 846 E 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 397 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 1,266 units insured incl. 869 condo units |
| Nearby Flood Claims | 629 (1978–2018) |
| Claims Outside the SFHA | 3 of 629 |
| Most Recent Claim | May 2018 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 846 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T, T-Mobile.
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