846 Dunham St, Daniel Island (Charleston), SC 29492 Property Records

Berkeley County property record for 846 Dunham St, Daniel Island, SC 29492

Property Summary

Property TypeSingle Family Home
Details4,553 sqft · built 2002
Lot Size0.331 acres (14,449 sqft)
OwnerIndividual Name on File
Last Sale$1,050,000 (Jun 2015)
Tax Bill$8,657 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone AE (high risk)
APN275-06-02-047

Property Details

APN / Parcel Number

Primary APN275-06-02-047
Alternative APN
  • 275-00-00-081

Interior

Stories2 Stories
Building Area4,553 sqft Finished Area
Gross Area8,505 sqft
1st Floor Area2,780 sqft
2nd Floor Area1,773 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area14,449 sqft (0.331 acres)
Garage Area875 sqft

Exterior Amenities

PorchSlab
Porch Area723 sqft
Deck Area60 sqft
Patio Area696 sqft
Storage Building1,250 sqft

Location & Zoning

Street Address846 DUNHAM ST
CityDANIEL ISLAND
StateSC
Zip29492-7591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCHARLESTON
Legal DescriptionASSESSMENT DISTRICT: 780DANIEL ISLAND 275-06PARCEL M
Legal SubdivisionDANIEL ISLAN-COCHRAN PARK
Legal BlockI
Legal Lot Number6
JurisdictionBERKELEY SC
Township / Civil DivisionWANDO
Census Block Group4
Census Block4006
Census Tract20407

Owner

846 Dunham St is owned and occupied by an individual who bought it in June 2015.

Source: Berkeley County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address846 DUNHAM ST, DANIEL ISLAND, SC 29492-7591
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2015 · Amount on File
Deed SaleJun 16, 2015 · Amount on File
Prior SaleJan 24, 2003 · Amount on File
Deed Document Number201514927
Deed Book / Page11440 / 215
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Property Address846 DUNHAM ST, DANIEL ISLAND, SC 29492-7591
Transaction TypeMortgage
Record UpdatedOct 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address846 DUNHAM ST, DANIEL ISLAND, SC 29492-7591

Mortgage

Document Number04385/0895
DateOct 11, 2022
Book Page4385/895
Instrument2022039052
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueNov 1, 2062

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Property Address846 DUNHAM ST, DANIEL ISLAND, SC 29492-7591
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03687/0719
DateFeb 11, 2021
Book Page3687/719
Instrument2021006648
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 846 Dunham St was $8,657 with a homeowner's exemption, down 1.6% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBerkeley County
MunicipalityCharleston City
Unified School DistrictBerkeley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,358,495 (+2,400.04%) Land $467,958 Building $890,537$1,916,000 (-) Land $660,000 Building $1,256,000
2025$8,657.00 (-1.58%)$54,339 (-) Land $18,718 Building $35,621$1,916,000 (-) Land $660,000 Building $1,256,000
2024$8,796.00 Homeowner's exemption$54,339 Land $18,718 Building $35,621$1,916,000 Land $660,000 Building $1,256,000
2022$8,058.00 Homeowner's exemption$47,252 Land $10,080 Building $37,172$1,181,300 Land $252,000 Building $929,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 846 Dunham St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 300 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies300 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 Dunham St is high, ranking above 71% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 92% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Home Telecom
Fiber
5,000 / 5,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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