846 Church St, Reading, PA 19601 Property Records

Berks County property record for 846 Church St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,430 sqft · built 1880
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Oct 2025)
Tax Bill	$1,061 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`5307-51-85-0065`

Property Details

APN / Parcel Number

Primary APN	`5307-51-85-0065`
Alternative APNs	`14-5307-51-85-0065` `14313925` `313925`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,430 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14313925
Street Address	846 CHURCH ST
City	READING
State	PA
Zip	19601-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	85
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1003
Census Tract	900

Owner

846 Church St is owned and occupied by an individual who bought it in October 2025.

Source: Berks County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	846 CHURCH ST, READING, PA 19601-2220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed, Transfer · Conventional Mortgage M & T BANK
Mar 12, 2018	Grant Deed, Transfer CONESTOGA TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Mar 12, 2018 · Amount on File
Deed Document Number	202532107
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 16, 2025
Property Address	846 CHURCH ST, READING, PA 19601-2220
Document Number	0000032107
Instrument Date	Oct 15, 2025
Instrument	2025032107
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 CHURCH ST, READING, PA 19601-2220

Mortgage

Document Number	0000032108
Date	Oct 16, 2025
Instrument	2025032108

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Mar 12, 2018
Property Address	846 CHURCH ST, READING, PA 19601-2220
Document Number	0000007977
Instrument Date	Mar 9, 2018
Instrument	7977
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	CONESTOGA TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 CHURCH ST READING PA 196012220, READING, PA 19601-2220

Tax Assessment & Valuation

The 2026 property tax bill for 846 Church St was $1,061, up 4% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,061.00 (+4.02%)	$37,600 (-) Land $12,000 Building $25,600	$12,000 Land $12,000
2025	$1,020.00 (+2.51%)	$37,600 (-) Land $12,000 Building $25,600
2024	$995.00 Homeowner's exemption	$37,600 Land $12,000 Building $25,600
1994			$37,600 Land $12,000 Building $25,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 846 Church St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 Church St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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