846 Cedar Trace Cir, Hernando, MS 38632 Property Records

DeSoto County property record for 846 Cedar Trace Cir, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 2002
Square Footage2,185 sqft Adjusted Area
Lot Size9,228 sqft (0.212 acres)
OccupancyOwner Occupied
Tax Bill$2,245.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-3-07-16-0-00098-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Building Area2,185 sqft Adjusted Area
1st Floor1,797 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area9,228 sqft (0.212 acres)
Depth X Width130 ft x 50 ft Depth x Width
Patio Area216 sqft Patio

Location & Zoning

Street Address846 CEDAR TRACE CIR
CityHERNANDO
StateMS
Zip38632-6928
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE LAKES OF CEDAR GROVE PHASE II LOT 98
Legal Range007
Legal Township03S
Legal Section07
Legal SubdivisionLAKES OF CEDAR GROVE PH II
Legal Phase2
Legal Lot Number98
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1017
Census Tract71001

Owner

Source: DeSoto County records · APN 3-07-3-07-16-0-00098-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address846 CEDAR TRACE CIR, HERNANDO, MS 38632-6928
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
CEDAR RAPIDS STATE BANK
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
CEDAR RAPIDS STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 09, 2014
Transfer Doc000739/233
Record RefreshedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address846 CEDAR TRACE CIR, HERNANDO, MS 38632-6928
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004939/339
DateMay 07, 2020
Book Page4939/339
Lender
NameCEDAR RAPIDS STATE BANK
TypeBank
AddressCEDAR RAPIDS, NE 68627
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2035

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address846 CEDAR TRACE CIR, HERNANDO, MS 38632-6928
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address846 CEDAR TRACE CIR, HERNANDO, MS 38632-6928

Mortgage

Document Number005345/747
DateSep 16, 2021
Book Page5345/747
Lender
NameCEDAR RAPIDS STATE BANK
TypeBank
AddressCEDAR RAPIDS, NE 68627
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term172 Months
DueJan 01, 2036

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,245.00 (+14.37%)$19,272 (+36.16%) Land $2,800 Building $16,472$192,724 (+36.16%) Land $28,000 Building $164,724
2023$1,963.00$14,154$141,544 Land $28,000 Building $113,544

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