846 Cactus Ct, Salinas, CA 93905 Property Records

Monterey County property record for 846 Cactus Ct, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,227 sqft · built 2000
Lot Size	0.12 acres (5,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Nov 2018)
Tax Bill	$7,703 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`153-561-059-000`

Property Details

APN / Parcel Number

Primary APN	`153-561-059-000`
Alternative APN	`153-561-059`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,227 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Tile
Lot Area	5,216 sqft (0.12 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	153-561-059
Street Address	846 CACTUS CT
City	SALINAS
State	CA
Zip	93905-4603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPARRAL SUBDIVISION/UNITS VOL 20 C&T PG 32 TRACT 1332 LOT 16 BLK 14
Legal Subdivision	CHAPARRAL SUBDIVISION
Legal Tract	1332
Legal Block	14
Legal Lot Number	16
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2001
Census Tract	10604

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	846 CACTUS CT, SALINAS, CA 93905-4603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 20, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 7, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 6, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	Jul 28, 2011 · Amount on Record
Deed Document Number	201851116
Last Transfer Date	Nov 26, 2018
Transfer Doc	0000008890
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	846 CACTUS CT, SALINAS, CA 93905-4603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC ER SPL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000313
Date	Jan 4, 2017
Instrument	2017000313

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	846 CACTUS CT, SALINAS, CA 93905-4603
Document Number	0000007436
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	846 CACTUS CT SALINAS CA 939054603, SALINAS, CA 93905-4603

Mortgage

Document Number	0000007436
Date	Feb 26, 2019
Instrument	7436

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2034

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 7, 2019
Property Address	846 CACTUS CT, SALINAS, CA 93905-4603
Document Number	0000008890
Instrument Date	Nov 26, 2018
Instrument	8890
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	846 CACTUS CT SALINAS CA 939054603, SALINAS, CA 93905-4603

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 6, 2018
Property Address	846 CACTUS CT, SALINAS, CA 93905-4603
Document Number	0000051116
Map Reference	VOL20 PG32
Instrument Date	Nov 1, 2018
Instrument	2018051116
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	846 CACTUS CT, SALINAS, CA 93905-4603

Mortgage

Document Number	0000051117
Date	Nov 6, 2018
Instrument	2018051117

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$608,732 (+2%) Land $227,563 Building $381,169
2025	$7,703.00 (-1.34%) Homeowner's exemption	$596,797 (+4.04%) Land $223,101 Building $373,696
2023	$7,808.00 (+10.88%) Homeowner's exemption	$573,625 Land $214,439 Building $359,186
2022	$7,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks.

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