846 Beach St, Reading, PA 19605 Property Records

Berks County property record for 846 Beach St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,600 sqft · built 1914
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Oct 2018)
Tax Bill	$1,851 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5308-05-09-7329`

Property Details

APN / Parcel Number

Primary APN	`5308-05-09-7329`
Alternative APNs	`66-5308-05-09-7329` `66021500` `021500`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	55,757 sqft
View / Lot	Neighborhood
Garage Type	Attached
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66021500
Street Address	846 BEACH ST
City	READING
State	PA
Zip	19605-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERVIEW PARK
Legal Block	09
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	3
Census Block	3029
Census Tract	12701

Owner

846 Beach St is owned and occupied by two individuals who bought it in October 2018.

Source: Berks County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	846 BEACH ST, READING, PA 19605-1402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 26, 2018	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC
Jul 13, 2017	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	201837404
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jul 13, 2026
Property Address	846 BEACH ST, READING, PA 19605-1402
Document Number	0000022369
Instrument Date	Jul 2, 2026
Instrument	202622369
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 BEACH ST, READING, PA 19605-1402

Mortgage

Document Number	0000022369,
Date	Jul 13, 2026
Instrument	202622369

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	846 BEACH ST, READING, PA 19605-1402
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	WEST COAST ABSTRACT, EAST COAT ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009179
Date	Mar 4, 2022
Instrument	2022009179

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 26, 2018
Property Address	846 BEACH ST, READING, PA 19605-1402
Document Number	0000037404
Instrument Date	Oct 24, 2018
Instrument	2018037404
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	STEWART ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 BEACH ST, MUHLENBERG, PA 19605-1402

Mortgage

Document Number	0000037405
Date	Oct 26, 2018
Instrument	2018037405

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jul 13, 2017
Property Address	846 BEACH ST, READING, PA 19605-1402
Document Number	0000025258
Instrument Date	Jul 8, 2017
Instrument	25258
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS COUNTY

Transaction

Amount	Amount on Record
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 KNOLLWOOD DR SINKING SPRING PA 196089738, SINKING SPRING, PA 19608-9738

Tax Assessment & Valuation

The 2026 property tax bill for 846 Beach St was $1,851 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,851.00 Homeowner's exemption	$123,300 Land $65,300 Building $58,000	$65,300 Land $65,300
2024	$1,731.00	$123,300 Land $65,300 Building $58,000
1994			$123,300 Land $65,300 Building $58,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 846 Beach St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 Beach St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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