846 Ayden Oak Ln, Ocoee, FL 34761 Property Records

Orange County property record for 846 Ayden Oak Ln, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,338 sqft · built 2010
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual on Record
Last Sale	$239,900 (Feb 2011)
Tax Bill	$3,950 (2025)
Deeds & Mortgages	May 2019 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-21-28-5521-01-000`

Property Details

APN / Parcel Number

Primary APN	`32-21-28-5521-01-000`
Alternative APNs	`282132552101000` `214952` `219227` `223734`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,338 sqft Living Area
Gross Area	3,251 sqft
1st Floor Area	1,272 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	305 sqft
Shed	1 Shed
Gazebo	Gazebo
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	846 AYDEN OAK LN
City	OCOEE
State	FL
Zip	34761-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	MCCORMICK WOODS PHASE 1 67/142 LOT 100
Legal Range	28E
Legal Township	21S
Legal Section	32
Legal Subdivision	MCCORMICK WOODS PH 1
Legal Phase	1
Legal Tract	5521
Legal Block	1
Legal Lot Number	100
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2038
Census Tract	17506

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	846 AYDEN OAK LN, OCOEE, FL 34761-4481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Feb 13, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 11, 2018	Loan Modification, Mortgage · Conventional with PMI MORTGAGE SOLUTIONS FIN'L & AGA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2011 · Amount on Record
Deed Sale	Feb 1, 2011 · Amount on Record
Prior Sale	Feb 5, 2010 · Amount on Record
Deed Document Number	201157210
Deed Book / Page	10167 / 3451
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	846 AYDEN OAK LN, OCOEE, FL 34761-4481
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000322079
Date	May 23, 2019
Instrument	20190322079

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	846 AYDEN OAK LN, OCOEE, FL 34761-4481
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091089
Date	Feb 13, 2020
Instrument	20200091089

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	846 AYDEN OAK LN, OCOEE, FL 34761-4481
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 AYDEN OAK LN, OCOEE, FL 34761-4481

Mortgage

Document Number	0000039053
Date	Jan 21, 2021
Instrument	20210039053

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	846 AYDEN OAK LN, OCOEE, FL 34761-4481
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 AYDEN OAK LN, OCOEE, FL 34761-4481

Mortgage

Document Number	0000791976
Date	Dec 29, 2021
Instrument	20210791976

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	846 AYDEN OAK LN, OCOEE, FL 34761-4481
Document Number	0000645779
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 AYDEN OAK LN OCOEE FL 347614481, OCOEE, FL 34761-4481

Mortgage

Document Number	0000645779
Date	Nov 5, 2018
Instrument	645779

Lender

Name	MORTGAGE SOLUTIONS FIN'L & AGA
Address	1 CORPORATE DR # 360, LAKE ZURICH, IL 60047-8945

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,613 (+2.7%)	$353,410 (-1.27%) Land $60,000 Building $293,410
2025	$3,950.00 (+590.56%) Homeowner's exemption	$233,314 (+5.99%)	$357,970 (-1.23%) Land $60,000 Building $297,970
2024	$572.00 (+0.7%)
2023	$568.00 (+3.46%) Homeowner's exemption	$220,135 (+3%)	$362,423 (+14.45%) Land $75,000 Building $287,423
2022	$549.00 Homeowner's exemption	$213,723	$316,662 Land $75,000 Building $241,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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