846 Athens Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 846 Athens Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,222 sqft · built 2019
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,175 (Feb 2019)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027142-0600`

Property Details

APN / Parcel Number

Primary APN	`027142-0600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,222 sqft Living Area
Gross Area	3,368 sqft
1st Floor Area	2,222 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Attached
Garage Area	1,146 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	846 ATHENS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85/8-12 ARBOR MILL PHASE TWO LOT 60 OR4676/700
Legal Range	28E
Legal Township	06S
Legal Section	18
Legal Subdivision	ARBOR MILL PHASE TWO
Legal Phase	2
Legal Block	1
Legal Lot Number	60
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1031
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	846 ATHENS DR, SAINT AUGUSTINE, FL 32092-1950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on Record
Deed Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	20197993
Deed Book / Page	4676 / 700
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	846 ATHENS DR, SAINT AUGUSTINE, FL 32092-1950
Document Number	0049910010
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	846 ATHENS DR ST AUGUSTINE FL 320921950, ST AUGUSTINE, FL 32092-1950

Mortgage

Document Number	0049910010
Date	Jul 16, 2020
Book Page	004991/000010
Instrument	57324

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,807 (+2.7%)	$470,815 (+3.32%) Land $110,000 Building $360,815
2025	$3,298.00 (+13.22%) Homeowner's exemption	$258,819 (+2.9%)	$455,665 (-5.32%) Land $100,000 Building $355,665
2024	$2,913.00 (+2.07%) Homeowner's exemption	$251,525 (+3%)	$481,267 (-) Land $120,000 Building $361,267
2023	$2,854.00 (+3.14%) Homeowner's exemption	$244,199 (+3%)	$481,267 (+17.99%) Land $120,000 Building $361,267
2022	$2,767.00 Homeowner's exemption	$237,086	$407,877 Land $100,800 Building $307,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 121 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	28 (2008–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20