846 87th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 846 87th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Lot Size	0.032 acres (1,417 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Apr 2010)
Tax Bill	$16 (2026)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0139-00120`

Property Details

APN / Parcel Number

Primary APN	`010-0139-00120`
Alternative APN	`991371`

Exterior

Lot Area	1,417 sqft (0.032 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	991371
Street Address	846 87TH AVE W
City	DULUTH
State	MN
Zip	55808-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 012 SERIAL #
Legal Subdivision	MORGAN PARK
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1002
Census Tract	3700

Owner

846 87th Ave W is owned and occupied by an individual who acquired it in June 2015.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	846 87TH AVE W, DULUTH, MN 55808-1415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2010 · Amount on File
Deed Sale	Apr 14, 2010 · Amount on File
Deed Document Number	2010883323
Last Transfer Date	Jun 17, 2015
Transfer Doc	000T959228
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	846 87TH AVE W, DULUTH, MN 55808-1415
Document Number	0001009761
Instrument Date	Apr 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	846 87TH AVE W DULUTH MN 558081415, DULUTH, MN 55808-1415

Mortgage

Document Number	0001009761
Date	Apr 24, 2019
Instrument	1009761

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 23, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 846 87th Ave W was $16 with a homeowner's exemption.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16.00 Homeowner's exemption
2025	$16.00 Homeowner's exemption	$1,000 (-16.67%) Land $1,000	$1,000 (-16.67%) Land $1,000
2024		$1,200 Land $1,200	$1,200 Land $1,200
2022	$16.00	$1,100 Land $1,100	$1,100 Land $1,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 846 87th Ave W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 87th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20