846 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 846 4th Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 2,248 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$3,888 (2026)
Deeds & Mortgages	Feb 2024 Refinance Nov 2019 Transfer + 1 more
APN	`381700 80.25-11-10`

Property Details

APN / Parcel Number

Primary APN	`381700 80.25-11-10`
Alternative APN	`1704730`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,248 sqft Total Area
1st Floor Area	1,124 sqft
2nd Floor Area	1,124 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1704730
Street Address	846 4TH AVE
City	TROY
State	NY
Zip	12182-2006
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TF
Legal Description	2.5 STY FR HSE &1C FR GAR 353-4/229
Legal Block	11
Legal Lot Number	10.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3003
Census Tract	40100

Owner

846 4th Ave, a duplex, is owned and occupied by an individual who acquired it in October 2019.

Source: Rensselaer County and Troy City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	846 4TH AVE, TROY, NY 12182-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BALLSTON SPA NATIONAL BANK
Nov 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 20, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 15, 2019
Transfer Doc	0090140333
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	846 4TH AVE, TROY, NY 12182-2006
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106030305
Date	Feb 16, 2024
Book Page	10603/305
Instrument	2024-638362

Lender

Name	BALLSTON SPA NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 21, 2019
Property Address	846 4TH AVE, TROY, NY 12182-2006
Document Number	0000060738
Book / Page	009014 / 000333
Instrument Date	Nov 19, 2019
Instrument	60738
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 6TH AVE TROY NY 121822726, TROY, NY 12182-2726

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 20, 2019
Property Address	846 4TH AVE, TROY, NY 12182-2006
Document Number	0000552867
Book / Page	008861 / 000167
Instrument Date	Jun 20, 2019
Instrument	552867
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 846 4th Ave was $3,888, up 1.2% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,888.00 (+1.22%)
2025	$3,841.00	$84,000 Land $14,000 Building $70,000	$143,800 Land $23,967 Building $119,833
2023		$34,000 (-) Land $14,000 Building $20,000	$48,600 (+8.63%) Land $20,012 Building $28,588
2022	$2,632.00	$34,000 Land $14,000 Building $20,000	$44,737 Land $18,421 Building $26,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 846 4th Ave; there have been 7 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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