846 38th St, Ogden, UT 84403 Property Records

Weber County property record for 846 38th St, Ogden, UT 84403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 975 sqft · built 1944
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Tax Bill	$429 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-086-0011`

Property Details

APN / Parcel Number

Primary APN	`05-086-0011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft
Basement Area	775 sqft
Unfinished Basement	775 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	846 38TH ST
City	OGDEN
State	UT
Zip	84403-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 28, BLOCK 4, OAK RIDGE ACRES, SOUTH OGDEN CITY, WEBER COUNTY, UTAH.
Legal Range	1W
Legal Township	5N
Legal Section	4
Legal Subdivision	OAK RIDGE ACRES
Legal Block	4
Legal Lot Number	28
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	3
Census Block	3004
Census Tract	210800

Owner

Source: Weber County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	846 38TH ST, OGDEN, UT 84403-2220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Dec 16, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2005
Deed Sale	Oct 31, 2005
Prior Sale	Aug 15, 2002 · Amount on Record
Deed Document Number	20052139176
Prior Transfer Date	Aug 10, 2004
Prior Transfer Doc	0002050576
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Recording Date	May 6, 2026
Property Address	846 38TH ST, OGDEN, UT 84403-2220
Document Number	0003416929
Instrument Date	Apr 25, 2026
Instrument	20263416929
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	846 38TH ST, OGDEN, UT 84403-2220
Investor	Possibly a Property Investor

Mortgage

Document Number	0003416929,
Date	May 6, 2026
Instrument	20263416929

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	846 38TH ST, SOUTH OGDEN, UT 84403-2220
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003210949
Date	Jan 14, 2022
Instrument	3210949

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	846 38TH ST, SOUTH OGDEN, UT 84403-2220
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003204092
Date	Dec 14, 2021
Instrument	3204092

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	846 38TH ST, SOUTH OGDEN, UT 84403-2220
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003160534
Date	Jun 14, 2021
Instrument	3160534

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	846 38TH ST, SOUTH OGDEN, UT 84403-2220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002922085
Date	May 24, 2018
Instrument	2922085

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2038

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	846 38TH ST, SOUTH OGDEN, UT 84403-2220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE INS AGCY OF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003022880
Date	Dec 16, 2019
Instrument	3022880

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	South Ogden City
Unified School District	Weber School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$429.00 (+11.43%)	$322,231 (-0.97%) Land $136,451 Building $185,780	$322,231 (-0.97%) Land $136,451 Building $185,780
2025	$385.00 (-83.69%)	$325,388 (+79.82%) Land $136,451 Building $188,937	$325,388 (-1.1%) Land $136,451 Building $188,937
2023	$2,360.00	$180,950 Land $69,222 Building $111,728	$329,000 Land $125,858 Building $203,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH OGDEN CITY WATER SYSTEM serves 17,500 people · EPA ID UTAH29017
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
All West Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Telecommunication Open Infrastructure Agency.

Nearby Properties on 38th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures