8459 Sand Dollar Dr, Windsor (Fort Collins), CO 80528 Property Records

Larimer County property record for 8459 Sand Dollar Dr, Windsor, CO 80528

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,343 sqft · built 2004
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$897,000 (Aug 2021)
Tax Bill	$8,789 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`86233-36-036`

Property Details

APN / Parcel Number

Primary APN	`86233-36-036`
Alternative APN	`R1619653`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,343 sqft Living Area
Basement Area	2,037 sqft
Finished Basement	2,036 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	377 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1619653
Old Parcel Number	8623336036
Street Address	8459 SAND DOLLAR DR
City	WINDSOR
State	CO
Zip	80528-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36, BLK 12, HIGHLAND MEADOWS SUBDIVISION FOURTH, WIN (2002076663)
Legal Range	68
Legal Township	06
Legal Section	23
Legal Quarter	SW
Legal Subdivision	HIGHLAND MEADOWS SUB 4TH
Legal Block	12
Legal Lot Number	36
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	3
Census Block	3037
Census Tract	2505

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8459 SAND DOLLAR DR, WINDSOR, CO 80528-8617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Dec 12, 2017	Deed of Trust, Mortgage · ARM GATEWAY MORTGAGE GROUP LLC
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit RED ROCKS CU
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit RED ROCKS CU
May 29, 2018	Grant Deed, Subdivision Related Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Jan 6, 2016 · Amount on Record
Deed Document Number	20210078120
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 17, 2021
Property Address	8459 SAND DOLLAR DR, WINDSOR, CO 80528-8617
Document Number	0000078120
Instrument Date	Aug 10, 2021
Instrument	20210078120
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$89.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8459 SAND DOLLAR DR, WINDSOR, CO 80528-8617

Mortgage

Document Number	0000078121
Date	Aug 17, 2021
Instrument	20210078121

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8459 SAND DOLLAR DR, WINDSOR, CO 80528-8617
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083408
Date	Dec 12, 2017
Instrument	20170083408

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8459 SAND DOLLAR DR, WINDSOR, CO 80528-8617
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086100
Date	Dec 22, 2017
Instrument	20170086100

Lender

Name	RED ROCKS CU
Type	Credit Union
Address	8195 SOUTHPARK LN, LITTLETON, CO 80120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8459 SAND DOLLAR DR, WINDSOR, CO 80528-8617
Document Number	0000049750
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8459 SAND DOLLAR DR WINDSOR CO 805288617, WINDSOR, CO 80528-8617

Mortgage

Document Number	0000049750
Date	Jul 7, 2020
Instrument	49750

Lender

Name	RED ROCKS CU
Address	LITTLETON, CO 80120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 6, 2045

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	May 29, 2018
Property Address	8459 SAND DOLLAR DR, WINDSOR, CO 80528-8617
Document Number	0000031710
Instrument Date	May 24, 2018
Instrument	31710
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8459 SAND DOLLAR DR WINDSOR CO 805288617, WINDSOR, CO 80528-8617

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Windsor Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,789.00 (+4.49%)	$78,313 (-7.74%) Land $15,969 Building $62,344	$1,253,000 (-1.1%) Land $255,500 Building $997,500
2023	$8,411.00 (+24.5%)	$84,883 (+34.3%) Land $17,119 Building $67,764	$1,266,900 (+39.31%) Land $255,500 Building $1,011,400
2022	$6,756.00	$63,204 Land $6,603 Building $56,601	$909,400 Land $95,000 Building $814,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
CenturyLink DSL	140 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, TDS Telecom, Verizon.

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