8459 Annapolis Dr, Windsor (Fort Collins), CO 80528 Property Records

Larimer County property record for 8459 Annapolis Dr, Windsor, CO 80528

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,287 sqft · built 2023
Lot Size	0.196 acres (8,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$887,224 (May 2024)
Tax Bill	$8,689 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Sep 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`86224-22-012`

Property Details

APN / Parcel Number

Primary APN	`86224-22-012`
Alternative APN	`R1669329`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,287 sqft Living Area
Gross Area	4,576 sqft
1st Floor Area	1,939 sqft
Basement Area	1,939 sqft
Finished Basement	1,348 sqft
Unfinished Basement	591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,542 sqft (0.196 acres)
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1669329
Street Address	8459 ANNAPOLIS DR
City	WINDSOR
State	CO
Zip	80528-8603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, BLOCK 13, SHUTTS SUB THIRD FILING, WIN (20180072918)
Legal Range	68W
Legal Township	6N
Legal Section	22
Legal Subdivision	SHUTTS SUB 3RD FILING (COUNTRY FARMS)
Legal Block	13
Legal Lot Number	12
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	3
Census Block	3012
Census Tract	2505

Owner

Source: Larimer County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8459 ANNAPOLIS DR, WINDSOR, CO 80528-8603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Construction Mortgage UNION BANK & TRUST CO
Sep 27, 2023	Deed of Trust, Mortgage · Construction Mortgage POINTS WEST COMMUNITY BANK
May 8, 2020	Loan Modification, Mortgage POINTS W CMNTY BK
Aug 20, 2019	Loan Modification, Mortgage POINTS W CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on Record
Deed Sale	May 24, 2024 · Amount on Record
Deed Document Number	202420690
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Jul 13, 2026
Property Address	8459 ANNAPOLIS DR, WINDSOR, CO 80528-8603
Document Number	0000034522
Instrument Date	Jul 13, 2026
Instrument	202634522
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8459 ANNAPOLIS DR, WINDSOR, CO 80528-8603

Mortgage

Document Number	0000034522,
Date	Jul 13, 2026
Instrument	202634522

Lender

Name	UNION BANK & TRUST CO

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 13, 2033

Interest

Rate	6.52%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8459 ANNAPOLIS DR, WINDSOR, CO 80528-8603
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041812
Date	Sep 27, 2023
Instrument	20230041812

Lender

Name	POINTS WEST COMMUNITY BANK
Type	Bank
Address	WINDSOR, CO 80550

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 27, 2024

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	8459 ANNAPOLIS DR, WINDSOR, CO 80528-8603
Document Number	0000034596
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6341 FAIRGROUNDS AVE #100 WINDSOR CO 805507146, 100, WINDSOR, CO 80550-7146

Mortgage

Document Number	0000034596
Date	May 18, 2020
Instrument	34596

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Amount	Amount Recorded

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Aug 20, 2019
Property Address	8459 ANNAPOLIS DR, WINDSOR, CO 80528-8603
Instrument Date	May 7, 2019
Instrument	48897
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6341 FAIRGROUNDS AVE #100 WINDSOR CO 805507146, 100, WINDSOR, CO 80550-7146

Mortgage

Document Number	0000048897
Date	Aug 20, 2019
Instrument	48897

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 19, 2020

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Windsor Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,689.00 (+25.82%)	$53,669 (+16.51%) Land $13,094 Building $40,575	$858,700 (+420.11%) Land $209,500 Building $649,200
2023	$6,906.00 (+199.48%)	$46,063 (+200.26%) Land $46,063	$165,100 (+212.1%) Land $165,100
2022	$2,306.00	$15,341 Land $15,341	$52,900 Land $52,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Loveland Pulse, TDS Telecom.

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