8457 Cade Rd, Brown City, MI 48416 Property Records

Lapeer County property record for 8457 Cade Rd, Brown City, MI 48416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1996
Lot Size	10.3 acres (449,104 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,978 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-012-002-00`

Property Details

APN / Parcel Number

Primary APN	`009-012-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Lot Area	449,104 sqft (10.3 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8457 CADE RD
City	BROWN CITY
State	MI
Zip	48416-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09 13 704 000 00 SEC 12 T8N R12E COM S 0 DEG 55' E 331.7 FT FROM NE COR, TH CONT S 0 DEG 55' E 347.44 FT, TH S 62 DEG 37' W
Legal Range	12E
Legal Township	08N
Legal Section	12
Jurisdiction	LAPEER MI
Township / Civil Division	GOODLAND
Census Block Group	3
Census Block	3051
Census Tract	330000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8457 CADE RD, BROWN CITY, MI 48416-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOC FEDERAL CREDIT UNION
Jun 25, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 18, 2019
Transfer Doc	0000002118
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Sep 30, 2026
Property Address	8457 CADE RD, BROWN CITY, MI 48416-9705
Document Number	3547000001
Book / Page	3547 / 1
Instrument Date	Sep 25, 2026
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8457 CADE RD, BROWN CITY, MI 48416-9705

Mortgage

Document Number	3547000001,
Date	Sep 30, 2026
Book Page	3547/1

Lender

Name	LOC FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 30, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 25, 2019
Property Address	8457 CADE RD, BROWN CITY, MI 48416-9705
Document Number	0030300808
Book / Page	003030 / 000808
Instrument Date	May 18, 2019
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	ABSTRACT TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8457 CADE RD BROWN CITY MI 484169705, BROWN CITY, MI 48416-9705

Mortgage

Document Number	30300809
Date	Jun 25, 2019
Book Page	003030/000809

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2034

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Goodland Township
Unified School District	Brown City Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,300 (-1.71%)	$264,600 (-1.71%)
2025	$1,978.00 (+2.7%) Homeowner's exemption	$134,600 (+28.07%)	$269,200 (+28.07%)
2024	$1,926.00 (+10.12%)
2023		$105,100	$210,200
2022	$1,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highline Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Northern Broadband Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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