8457 Annapolis Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 8457 Annapolis Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,356 sqft · built 2005
Lot Size	0.283 acres (12,307 sqft)
Owner	2 Individual Names on File
Last Sale	$60,300 (Dec 2016)
Tax Bill	$2,629 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0293-0220`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0293-0220`
Alternative APNs	`00251881` `251881`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	3,428 sqft
1st Floor Area	1,256 sqft
Upper Floors Area	1,100 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,307 sqft (0.283 acres)
Lot Dimensions	125 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00251881
Street Address	8457 ANNAPOLIS RD
City	SPRING HILL
State	FL
Zip	34608-6704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 293 LOT 22 ORB 287 PG 582
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 6
Legal Block	293
Legal Lot Number	22
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3015
Census Tract	41402

Owner

8457 Annapolis Rd is owned and occupied by two individuals who bought it in December 2016.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8457 ANNAPOLIS RD, SPRING HILL, FL 34608-6704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2016 · Amount on File
Deed Sale	Dec 6, 2016 · Amount on File
Prior Sale	Nov 7, 2014 · Amount on File
Deed Document Number	201666584
Deed Book / Page	3419 / 1062
Prior Transfer Date	Dec 2, 2016
Prior Transfer Doc	0034191062
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8457 ANNAPOLIS RD, SPRING HILL, FL 34608-6704
Document Number	0038241421
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8457 ANNAPOLIS RD SPRING HILL FL 346086704, SPRING HILL, FL 34608-6704

Mortgage

Document Number	0038241421
Date	Mar 31, 2020
Book Page	003824/001421
Instrument	20862

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8457 Annapolis Rd was $2,629 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,629.00 Homeowner's exemption	$175,176	$395,141 Land $37,536 Building $357,605
2023		$165,281 (+3%) Land $165,281
2022	$1,909.00 Homeowner's exemption	$160,467	$357,103 Land $34,460 Building $322,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8457 Annapolis Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8457 Annapolis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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