8456 E Henderson Trl, Inverness, FL 34450 Property Records

Citrus County property record for 8456 E Henderson Trl, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,319 sqft · built 1987
Lot Size	0.479 acres (20,882 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Oct 2025)
Tax Bill	$932 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`20E-19S-34-2D000-002.A`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-34-2D000-002.A`
Alternative APNs	`3419S20E2D000002A` `2342188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,319 sqft Living Area
1st Floor Area	1,319 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,882 sqft (0.479 acres)
Garage Type	Mixed
Garage Area	483 sqft
Carport	Carport
Carport Area	468 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	270 sqft
Patio Area	468 sqft
Fence	Fence
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2342188
Old Parcel Number	3419S20E2D000002A
Street Address	8456 E HENDERSON TRL
City	INVERNESS
State	FL
Zip	34450-7451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	HAMPTON WOODS UNIT 2 UNREC SUB LOT 2-A: COM AT 1/4 SEC COR ON E BDRY OF SEC 34-19-20 TN S 0 DEG 54M 22S W AL SD E BDRY OF SEC
Legal Range	20E
Legal Township	19S
Legal Section	34
Legal Subdivision	HAMPTON WOODS UNREC SUB
Legal Lot Number	2
Legal Unit	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2005
Census Tract	451200

Owner

8456 E Henderson Trl is owned and occupied by an individual who bought it in October 2025.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	8456 E HENDERSON TRL, INVERNESS, FL 34450-7451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Deed Document Number	0036121821
Deed Book / Page	3612 / 1821
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 21, 2025
Property Address	8456 E HENDERSON TRL, INVERNESS, FL 34450-7451
Document Number	0036121821
Book / Page	3612 / 1821
Instrument Date	Oct 15, 2025
Instrument	2025063918
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	RED DOOR TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 591, INVERNESS, FL 34451-0591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8456 E HENDERSON TRL, INVERNESS, FL 34450-7451

Mortgage

Document Number	0036121823
Date	Oct 21, 2025
Book Page	3612/1823
Instrument	2025063919

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	11.8%

Tax Assessment & Valuation

The 2025 property tax bill for 8456 E Henderson Trl was $932 with exemptions applied, up 9% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$932.00 (+9.01%) Homeowner's exemption Additional exemption filed	$169,591 (-3.19%) Land $11,130 Building $158,461	$169,591 (-3.19%) Land $11,130 Building $158,461
2024	$855.00 (+3.64%) Homeowner's exemption Additional exemption filed	$175,176 (-0.98%) Land $11,130 Building $164,046	$175,176 (-0.98%) Land $11,130 Building $164,046
2023	$825.00 (+6.87%) Homeowner's exemption Additional exemption filed	$176,910 (+9.95%) Land $11,130 Building $165,780	$176,910 (+9.95%) Land $11,130 Building $165,780
2022	$772.00 Homeowner's exemption Additional exemption filed	$160,898 Land $11,130 Building $149,768	$160,898 Land $11,130 Building $149,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8456 E Henderson Trl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	4 (2003–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8456 E Henderson Trl is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORAL CITY WATER ASSN serves 5,917 people · EPA ID FL6090588
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20