8455 Taft Rd, Ovid, MI 48866 Property Records

Clinton County property record for 8455 Taft Rd, Ovid, MI 48866

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,507 sqft · built 2002
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jun 2026)
Tax Bill	$10 (2018)
Deeds & Mortgages	Nov 2019 Mortgage Jan 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-026-300-030-00`

Property Details

APN / Parcel Number

Primary APN	`120-026-300-030-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,507 sqft Living Area
1st Floor Area	1,507 sqft
Basement Area	1,507 sqft
Unfinished Basement	1,507 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8455 TAFT RD
City	OVID
State	MI
Zip	48866-9654
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-2
Legal Description	E 1/2 OF SE 1/4 OF SW 1/4, SEC. 26 T7N R1W.
Legal Range	01W
Legal Township	07N
Legal Section	26
Jurisdiction	CLINTON MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1063
Census Tract	11001

Owner

Source: Clinton County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1560 CAHILL DR, EAST LANSING, MI 48823-4725
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Jan 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Jun 3, 2026	Warranty Deed, Transfer · VA Mortgage ASIA BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Jul 11, 2012 · Amount on Record
Deed Document Number	20265365254
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	8455 TAFT RD, OVID, MI 48866-9654
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005285806
Date	Nov 7, 2019
Instrument	5285806

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Nov 1, 2048

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	8455 TAFT RD, OVID, MI 48866-9654
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8455 TAFT RD, OVID, MI 48866-9654
Investor	Possibly a Property Investor

Mortgage

Document Number	0005341573
Date	Jan 16, 2024
Instrument	5341573

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jun 3, 2026
Property Address	8455 TAFT RD, OVID, MI 48866-9654
Document Number	0005365254
Instrument Date	Jun 1, 2026
Instrument	20265365254
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	DREAM TITLE AND ESCROW AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403,899.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 CAHILL DR, EAST LANSING, MI 48823-4725

Mortgage

Document Number	0005365254,
Date	Jun 3, 2026
Instrument	20265365254

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Ovid Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,200 (+17.79%) Land $89,100 Building $124,100	$426,400 (+17.79%) Land $178,200 Building $248,200
2025		$181,000 Land $65,600 Building $115,400	$362,000 (+10.97%) Land $131,200 Building $230,800
2023			$326,200 Land $105,000 Building $221,200
2018	$10.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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