8454 Saddlebrook Trl, Olive Branch, MS 38654 Property Records

DeSoto County property record for 8454 Saddlebrook Trl, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,017 sqft · built 2003
Lot Size	0.711 acres (30,970 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Dec 2018)
Tax Bill	$4,165 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-5-16-05-0-00135-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-5-16-05-0-00135-00`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,017 sqft Adjusted Area
1st Floor Area	2,115 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	30,970 sqft (0.711 acres)
Lot Dimensions	214 ft deep x 152 ft wide
Pool Area	512 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	8454 SADDLEBROOK TRL
City	OLIVE BRANCH
State	MS
Zip	38654-9332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 OVERL
Legal Description	BELMOR LAKES SEC B LOT 135
Legal Range	006
Legal Township	02S
Legal Section	16
Legal Subdivision	BELMOR LAKES SEC B
Legal Lot Number	135
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2007
Census Tract	70722

Owner

8454 Saddlebrook Trl is owned and occupied by an individual who bought it in December 2018.

Source: DeSoto County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	8454 SADDLEBROOK TRL, OLIVE BRANCH, MS 38654-9332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 14, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Deed Book / Page	875 / 709
Prior Transfer Date	Nov 13, 2018
Prior Transfer Doc	000873/140
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8454 SADDLEBROOK TRL, OLIVE BRANCH, MS 38654-9332
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004941/733
Date	May 11, 2020
Book Page	4941/733

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8454 SADDLEBROOK TRL, OLIVE BRANCH, MS 38654-9332
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8454 SADDLEBROOK TRL, OLIVE BRANCH, MS 38654-9332

Mortgage

Document Number	005311/108
Date	Aug 6, 2021
Book Page	5311/108

Lender

Name	TRUIST BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Dec 19, 2018
Property Address	8454 SADDLEBROOK TRL, OLIVE BRANCH, MS 38654-9332
Document Number	000875/709
Book / Page	0875 / 709
Map Reference	MB 80 PG 30
Instrument Date	Nov 23, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8454 SADDLEBROOK TRL, OLIVE BRANCH, MS 38654-9332

Mortgage

Document Number	0004653480
Date	Dec 19, 2018
Instrument	4653/480

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Nov 14, 2018
Property Address	8454 SADDLEBROOK TRL, OLIVE BRANCH, MS 38654-9332
Document Number	000873/140
Book / Page	0873 / 140
Map Reference	MB 80 PG 30
Instrument Date	Nov 13, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8454 SADDLEBROOK TRL, 8454, OLIVE BRANCH, MS 38654-9332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8454 SADDLEBROOK TRL, OLIVE BRANCH, MS 38654-9332

Tax Assessment & Valuation

The 2025 property tax bill for 8454 Saddlebrook Trl was $4,165.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,165.00	$38,564 Land $5,000 Building $33,564	$385,643 Land $50,000 Building $335,643
2023	$3,493.00	$27,798	$277,977 Land $50,000 Building $227,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8454 Saddlebrook Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8454 Saddlebrook Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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