Geauga County property record for 8451 Summit Dr, Chagrin Falls, OH 44023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,885 sqft · built 1996 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $210,000 (Jul 1994) |
| Tax Bill | $9,510 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-050100 |
| Primary APN | 02-050100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,885 sqft Living Area |
| 1st Floor Area | 1,940 sqft |
| Upper Floors Area | 945 sqft |
| Basement Area | 1,940 sqft |
| Unfinished Basement | 1,940 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 250 sqft |
| Patio Area | 534 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 002284-0 |
|---|---|
| Street Address | 8451 SUMMIT DR |
| City | CHAGRIN FALLS |
| State | OH |
| Zip | 44023-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3A |
| Legal Description | S/L 11 L LAKE LUCERNE SUB #1 |
| Legal Subdivision | LAKE LUCERNE |
| Legal Tract | 1 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 311700 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8451 SUMMIT DR, CHAGRIN FALLS, OH 44023-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 1994 · Amount on Record |
| Deed Sale | Jul 28, 1994 · Amount on Record |
| Last Transfer Date | Jan 20, 2025 |
| Transfer Doc | 0021992790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 8451 SUMMIT DR, CHAGRIN FALLS, OH 44023-4652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020923062 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 2092/3062 |
| Instrument | 202000963414 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 30, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Bainbridge Township |
| Unified School District | Kenston Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,510.00 (+0.43%) | $177,240 (-) Land $25,270 Building $151,970 | |
| 2024 | $9,469.00 (+11.43%) Homeowner's exemption | $177,240 (-) Land $25,270 Building $151,970 | |
| 2023 | $8,498.00 (-1.75%) Homeowner's exemption | $177,240 (+25.68%) Land $25,270 Building $151,970 | $506,400 (+25.69%) Land $72,200 Building $434,200 |
| 2022 | $141,020 Land $21,070 Building $119,950 | ||
| 2021 | $8,649.00 | ||
| 2020 | $402,900 Land $60,200 Building $342,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LUCERNE CLUB CO. private · serves 980 people · EPA ID OH2801512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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