8451 Red Sage Ln, Frederick, MD 21704 Property Records

Frederick County property record for 8451 Red Sage Ln, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,808 sqft · built 2023
Lot Size0.05 acres (2,187 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (Apr 2025)
Tax Bill$7,079 (2024)
Deeds & MortgagesApr 2026 Mortgage
Oct 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-603161

Property Details

APN / Parcel Number

Primary APN07-603161
Alternative APN
  • 603161

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,808 sqft Living Area
Gross Area3,288 sqft
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,187 sqft (0.05 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area116 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number603161
Street Address8451 RED SAGE LN
CityFREDERICK
StateMD
Zip21704-2000
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 22795 2,187 SQ FT URBANA TOWN CENTER
Legal SubdivisionTOWN CENTER
Legal Lot Number22795
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1023
Census Tract752206

Owner

Source: Frederick County records, as of April 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4301 ROLLING BROOK WAY, ELLICOTT CITY, MD 21043-5556
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
BEAZER MORTGAGE CORPORATION
Oct 28, 2022Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
May 17, 2022Deed, Transfer
KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2025 · Amount on Record
Deed SaleApr 7, 2025 · Amount on Record
Prior SaleOct 28, 2022 · Amount on Record
Deed Book / Page17289 / 142
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateApr 2, 2026
Property Address8451 RED SAGE LN, FREDERICK, MD 21704-2000
Document Number1779000346
Book / Page17797 / 346
Instrument DateMar 20, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298

Mortgage

Document Number1779000346,
DateApr 2, 2026
Book Page17797/346
Lender
NameBEAZER MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 28, 2022
Property Address8451 RED SAGE LN, FREDERICK, MD 21704-2000
Document Number0161990235
Book / Page16199 / 235
Map ReferenceMB 105 PL 188
Instrument DateOct 26, 2022
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address8451 RED SAGE WAY S, FREDERICK, MD 21704-1730

Mortgage

Document Number0016199244
DateOct 28, 2022
Instrument16199/244
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 17, 2022
Property Address8451 RED SAGE LN, FREDERICK, MD 21704-2000
Document Number0159250247
Book / Page15925 / 247
Map ReferenceMB 105 PL 188
Instrument DateMay 3, 2022
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

AmountAmount Recorded
Tax$4,937.98
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$521,167 (+14.9%)$611,500 (+28.47%) Land $150,000 Building $461,500
2024$7,079.00 (+6.95%)
2023$6,619.00$453,600$476,000 Land $140,000 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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