8451 Red Oak Rd, Gerald, MO 63037 Property Records

Franklin County property record for 8451 Red Oak Rd, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1988
Lot Size	65 acres (2,831,400 sqft)
Owner	Individual Name on Record
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-9-31.0-0-000-007.000`

Property Details

APN / Parcel Number

Primary APN	`24-9-31.0-0-000-007.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Other
Construction Type	Frame
Lot Area	2,831,400 sqft (65 acres)
Lean-To	336 sqft

Location & Zoning

Street Address	8451 RED OAK RD
City	GERALD
State	MO
Zip	63037-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT 2 NW
Legal Range	03W
Legal Township	42
Legal Section	31
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2044
Census Tract	800502

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8430 HIGHWAY CC, LESLIE, MO 63056-2000
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit LEGENDS BANK
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEGENDS BANK
Dec 22, 2020	Warranty Deed, Construction Loan · Line of Credit LEGENDS BK
Aug 23, 2018	Trustee's Deed, Construction Loan · Construction Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025
Deed Sale	Aug 15, 2025
Prior Sale	Oct 1, 2009
Deed Document Number	2510102
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 15, 2025
Property Address	8451 RED OAK RD, GERALD, MO 63037-3004
Document Number	0002510102
Map Reference	BK 1370 PG 1197
Instrument Date	Aug 15, 2025
Instrument	2510102
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8430 HIGHWAY CC, LESLIE, MO 63056-2000

Mortgage

Document Number	0002510103
Date	Aug 15, 2025
Instrument	2510103

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	8451 RED OAK RD, GERALD, MO 63037-3004
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002217500
Date	Nov 18, 2022
Instrument	2217500

Lender

Name	LEGENDS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 27, 2042

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	8451 RED OAK RD, GERALD, MO 63037-3004
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002115885
Date	Aug 23, 2021
Instrument	2115885

Lender

Name	LEGENDS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 22, 2020
Property Address	8451 RED OAK RD, GERALD, MO 63037-3004
Document Number	0000022386
Instrument Date	Dec 18, 2020
Instrument	22386
Transaction Type	Construction Loan
Record Updated	Jan 25, 2021
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8451 RED OAK RD GERALD MO 630373004, GERALD, MO 63037-3004

Mortgage

Document Number	22387
Date	Dec 22, 2020
Instrument	22387

Lender

Name	LEGENDS BK
Type	Bank
Address	LINN, MO 65051

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 21, 2021

Interest

Rate Type	Adjustable Rate

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 23, 2018
Property Address	8451 RED OAK RD, GERALD, MO 63037-3004
Instrument Date	Aug 23, 2018
Instrument	11754
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8451 RED OAK RD GERALD MO 630373004, GERALD, MO 63037-3004

Mortgage

Document Number	0000011754
Date	Aug 23, 2018
Instrument	11754

Lender

Name	PEOPLES BK
Type	Bank
Address	408 W WASHINGTON ST, CUBA, MO 65453-1217

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 22, 2019

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,486.00 (+19.06%)	$45,391 (+6.7%)	$248,350 (+6.38%) Land $34,050 Building $214,300
2023	$2,088.00 (+3.88%)	$42,542	$233,460 Land $33,050 Building $200,410
2022	$2,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Sparklight DSL	10 / 1

Cell Coverage

No cell data coverage reported

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