8451 Hwy 84 E, Zephyr, TX 76890 Property Records

Brown County property record for 8451 Hwy 84 E, Zephyr, TX 76890

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,820 sqft · built 2015
Lot Size	5.84 acres (254,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,040 (Jun 2022)
Tax Bill	$4,067 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A0509-0025-00`

Property Details

APN / Parcel Number

Primary APN	`A0509-0025-00`
Alternative APN	`25369`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,820 sqft Living Area
Gross Area	5,017 sqft
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Metal
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	254,608 sqft (5.84 acres)
Garage Type	Carport
Garage Area	875 sqft
Carport	Carport
Carport Area	875 sqft
Porch	Porch
Porch Area	1,272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	A0509-0025-00
Street Address	8451 HIGHWAY 84 E
City	ZEPHYR
State	TX
Zip	76890-3338
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	GEORGE E HARRISON, SURVEY 320, ABSTRACT 509, ACRES 5.845
Jurisdiction	BROWN TX
Township / Civil Division	BLANKET
Census Block Group	1
Census Block	1027
Census Tract	950300

Owner

Source: Brown County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8451 HIGHWAY 84 E, ZEPHYR, TX 76890-3338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SYNERGY FCU
Jun 23, 2022	Vendor's Lien, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Aug 11, 2020	Warranty Deed, Transfer BROWN COUNTY ABSTRACT COMPANY INC, BROWN CNTY ABS CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Feb 10, 2014 · Amount on Record
Deed Document Number	20224199
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN TX
Property Address	8451 HIGHWAY 84 E, ZEPHYR, TX 76890-3338
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002506071
Date	Oct 27, 2025
Instrument	2506071

Lender

Name	SYNERGY FCU
Type	Credit Union
Address	PO BOX 691730, SAN ANTONIO, TX 78269

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Aug 10, 2045

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BROWN TX
Recording Date	Jun 23, 2022
Property Address	8451 HIGHWAY 84 E, ZEPHYR, TX 76890-3338
Document Number	0002204199
Instrument Date	Jun 22, 2022
Instrument	2204199
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	BROWN COUNTY ABSTRACT COMPANY INC, BROWN COUNTY ABSTRACT CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 I HWY 84 183 E, ZEPHYR, TX 76890

Mortgage

Document Number	0002204200
Date	Jun 23, 2022
Instrument	2204200

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN TX
Recording Date	Aug 11, 2020
Property Address	8451 HIGHWAY 84 E, ZEPHYR, TX 76890-3338
Document Number	0000004419
Instrument Date	Aug 10, 2020
Instrument	4419
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	BROWN COUNTY ABSTRACT COMPANY INC, BROWN CNTY ABS CO INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8451 HWY 84-183 E ZEPHYR TX 76890, ZEPHYR, TX 76890

Tax Assessment & Valuation

Source: Brown County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Brown County
Unified School District	Zephyr Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,067.00 (+50.63%) Homeowner's exemption Senior Citizen's exemption	$296,820 (+3.54%) Land $84,440 Building $212,380	$296,820 (+3.54%) Land $84,440 Building $212,380
2025	$2,700.00 (-1.21%) Homeowner's exemption	$286,670 (+6.34%) Land $81,520 Building $205,150	$286,670 (+6.34%) Land $81,520 Building $205,150
2023		$269,570 Land $63,990 Building $205,580	$269,570 Land $63,990 Building $205,580
2022	$2,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 60% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEPHYR WSC serves 7,575 people · EPA ID TX0250019
Water Source	Purchased surface water from BROWN COUNTY WID 1
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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