St. Clair County property record for 8450 Middle Channel Dr, Algonac, MI 48001
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-865-0314-010 |
| Primary APN | 74-14-865-0314-010 |
|---|
| Lot Area | 20,038 sqft (0.46 acres) |
|---|
| Street Address | MIDDLE CHANNEL |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RS-1 |
| Legal Description | THAT PART OF LOT 372 LYING SW OF A LINE BEG ON SE LOT LINE 75 FT NE OF ITS S COR, TH NW TO PTE ON NW LOT LINE 57.92 FT NELY |
| Legal Subdivision | ST CLAIR FLATS MIDDLE CHANNEL |
| Legal Lot Number | 372 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 648000 |
8450 Middle Channel Dr, residential vacant land, is owned by a company.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 30028, LANSING, MI 48909-7528 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
FEMA maps place 8450 Middle Channel Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 220 (1981–2024) |
| Claims Outside the SFHA | 102 of 220 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8450 Middle Channel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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