8450 Denison Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8450 Denison Ln, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,083 sqft · built 2012
Lot Size	0.229 acres (9,999 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Aug 2012)
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Feb 2025 Sale Feb 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104J E 029`

Property Details

APN / Parcel Number

Primary APN	`104J E 029`
Alternative APN	`0000165862`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,083 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,999 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000165862
Street Address	8450 DENISON LN
City	OOLTEWAH
State	TN
Zip	37363-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 LT 29 PROVIDENCE POINT PH 1 PB94 PG128 OUT OF 104-22.01 FOR 2011
Legal Subdivision	PROVIDENCE POINT PHA
Legal Phase	1
Legal Lot Number	29
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3007
Census Tract	11205

Owner

8450 Denison Ln is owned and occupied by two individuals who acquired it in February 2022.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8450 DENISON LN, OOLTEWAH, TN 37363-1416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2025	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Feb 8, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK
Mar 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit TRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2012 · Amount on File
Deed Sale	Aug 24, 2012 · Amount on File
Deed Document Number	201239
Deed Book / Page	9725 / 523
Last Transfer Date	Feb 3, 2022
Transfer Doc	0000000113
Record Updated	Sep 20, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 28, 2025
Property Address	8450 DENISON LN, OOLTEWAH, TN 37363-1416
Document Number	0000000193
Book / Page	13849 / 250
Map Reference	MB 113 PG 173
Instrument Date	Feb 27, 2025
Instrument	2025022800193
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$2,275.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9141 S HOUSTON AVE # SIR, SIR, CHICAGO, IL 60617-4320

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Feb 8, 2022
Property Address	8450 DENISON LN, OOLTEWAH, TN 37363-1416
Document Number	0000000113
Book / Page	12838 / 223
Map Reference	MB 94 PG 127-128
Instrument Date	Feb 3, 2022
Instrument	2022020800113
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8450 DENISON LN, OOLTEWAH, TN 37363-1416

Mortgage

Document Number	0012838228
Date	Feb 8, 2022
Instrument	12838/228

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Mar 1, 2021
Property Address	8450 DENISON LN, OOLTEWAH, TN 37363-1416
Document Number	0000000348
Book / Page	12375 / 517
Map Reference	MB 94 PG 127&128
Instrument Date	Feb 22, 2021
Instrument	2021030100348
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8450 DENISON LN, OOLTEWAH, TN 37363-1416

Mortgage

Document Number	0012375519
Date	Mar 1, 2021
Instrument	12375/519

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8450 DENISON LN, OOLTEWAH, TN 37363-1416
Document Number	0702000041
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	PIONEER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8450 DENISON LN OOLTEWAH TN 373631416, OOLTEWAH, TN 37363-1416

Mortgage

Document Number	0702000041
Date	Jul 2, 2018
Book Page	011388/000874
Instrument	180702000041

Lender

Name	TRUST FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8450 Denison Ln was $1,779, down 2.6% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (-2.57%)	$117,425 (+43.86%)	$469,700 (+43.86%) Land $50,000 Building $419,700
2024	$1,826.00 (-0.49%)	$81,625 (-)	$326,500 (-) Land $50,000 Building $276,500
2023	$1,835.00	$81,625	$326,500 Land $50,000 Building $276,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8450 Denison Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8450 Denison Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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