DeKalb County property record for 845 Watermill Ct, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,657 sqft · built 1997 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (Jul 2017) |
| Tax Bill | $2,543 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-10-126-047.000-008 |
| Primary APN | 17-06-10-126-047.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,657 sqft Living Area |
| 1st Floor Area | 1,657 sqft |
| Basement Area | 773 sqft |
| Unfinished Basement | 773 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 144 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310610126047 |
|---|---|
| Street Address | 845 WATERMILL CT |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY VILLAGE SEC I LOT 30 10 - 34 - 13 |
| Legal Subdivision | SECONDARY PLAT OF COUNTRY VILLAGE |
| Legal Lot Number | 30 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 20200 |
845 Watermill Ct is owned and occupied by an individual who bought it in July 2017.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 845 WATERMILL CT, WATERLOO, IN 46793-9488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2017 · Amount on File |
| Deed Sale | Jul 5, 2017 · Amount on File |
| Prior Sale | Feb 2, 1998 · Amount on File |
| Deed Document Number | 20173521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Jul 5, 2017 |
| Property Address | 845 WATERMILL CT, WATERLOO, IN 46793-9488 |
| Document Number | 0201703521 |
| Map Reference | PL 9 PG 86 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 201703521 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 845 WATERMILL CT, WATERLOO, IN 46793-9488 |
| Document Number | 0201703522 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 201703522 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 845 Watermill Ct was $2,543, down 4.7% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,543.00 (-4.69%) | $281,700 (+5.82%) Land $31,400 Building $250,300 | $281,700 (+5.82%) Land $31,400 Building $250,300 |
| 2024 | $2,668.00 (-0.41%) | $266,200 (-0.22%) Land $28,600 Building $237,600 | $266,200 (-0.22%) Land $28,600 Building $237,600 |
| 2023 | $2,679.00 (+11.16%) | $266,800 (+10.98%) Land $28,000 Building $238,800 | $266,800 (+10.98%) Land $28,000 Building $238,800 |
| 2022 | $2,410.00 Homeowner's exemption | $240,400 Land $26,300 Building $214,100 | $240,400 Land $26,300 Building $214,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 845 Watermill Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 845 Watermill Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures