845 Walnut St, Milford, OH 45150 Property Records

Clermont County property record for 845 Walnut St, Milford, OH 45150

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,432 sqft · built 1953
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2009)
Tax Bill	$5,099 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-07-19.-043A`

Property Details

APN / Parcel Number

Primary APN	`21-07-19.-043A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
1st Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	180 ft deep x 50 ft wide
View / Lot	Cul-de-sac
Garage Type	Detached
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	696 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	845 WALNUT ST
City	MILFORD
State	OH
Zip	45150-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILFORD CITY; LOT 43A
Legal Subdivision	MILFORD CITY
Legal Lot Number	43A
Jurisdiction	CLERMONT OH
Township / Civil Division	MILFORD
Census Block Group	1
Census Block	1029
Census Tract	40500

Owner

845 Walnut St is owned and occupied by an individual who bought it in June 2009.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	845 WALNUT ST, MILFORD, OH 45150-1319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTERBANK
Aug 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2009 · Amount on File
Deed Sale	Jun 10, 2009 · Amount on File
Prior Sale	Jun 2, 2003 · Amount on File
Deed Document Number	200916714
Deed Book / Page	2185 / 452
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	845 WALNUT ST, MILFORD, OH 45150-1319
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	RE TITLE AGENCY LLC, RB TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018008
Date	Sep 28, 2023
Book Page	2953/3266
Instrument	202300018008

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Oct 1, 2038
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	8.99%
Index	1-Year T-Bill
Max Rate	12.9%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	845 WALNUT ST, MILFORD, OH 45150-1319
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018076
Date	Aug 10, 2018
Book Page	2786/1072
Instrument	201800018076

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 845 Walnut St was $5,099 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
Municipality	Milford City
Unified School District	Milford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,099.00	$104,930 Land $14,000 Building $90,930
2024			$159,400 (-) Land $40,000 Building $119,400
2023	$6,480.00 (+135.89%) Homeowner's exemption	$55,790 (+32.14%) Land $14,000 Building $41,790	$159,400 Land $40,000 Building $119,400
2022	$2,747.00 Homeowner's exemption	$42,220 Land $10,120 Building $32,100
2020			$120,600 Land $28,900 Building $91,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 845 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 845 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILFORD CITY PWS serves 6,700 people · EPA ID OH1301012
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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