Black Hawk County property record for 845 W 4th St, Waterloo, IA 50702
| Property Type | Warehouse, Storage |
|---|---|
| Details | 1,080 sqft · built 2017 |
| Lot Size | 0.716 acres (31,188 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Dec 2017 Mortgage Aug 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-404-007 |
| Primary APN | 8913-26-404-007 |
|---|
| Units | 15 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Gross Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 7,454 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Overhead Door | Overhead Door |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Shingle |
| Lot Area | 31,188 sqft (0.716 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 845 W 4TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2119 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Legal Description | LEAVITTS ADDITION NE 80 FT LOT 2 BLK 1 ALL LOT 3 BLK 1 EXC NE 80 FT SE 31 FT AND EXC THAT PART TO CITY OF WATERLOO AS DESC IN |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | LEAVITTS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2,3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 200 |
Source: Black Hawk County records, as of October 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 845 W 4TH ST, WATERLOO, IA 50702-2119 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 4, 2017 | Deed of Trust, Mortgage FARMERS STATE BANK |
| Aug 19, 2024 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 14, 2025 |
| Transfer Doc | 0000005057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 845 W 4TH ST, WATERLOO, IA 50702-2119 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 201800009619 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 2018-00009619 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 845 W 4TH ST, WATERLOO, IA 50702-2119 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202419009 |
|---|---|
| Date | Aug 19, 2024 |
| Instrument | 2024-19009 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | 131 TOWER PARK DR STE 100, WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2054 |
| Change Frequency | Monthly |
|---|
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $1,363,250 (-0.12%) Land $57,280 Building $1,305,970 | $1,363,250 (-0.12%) Land $57,280 Building $1,305,970 |
| 2023 | $1,364,900 | $1,364,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jul 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.
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