845 Trout Lake Rd, Deep Gap, NC 28618 Property Records

Watauga County property record for 845 Trout Lake Rd, Deep Gap, NC 28618

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,100 sqft · built 1984
Lot Size	2.44 acres (106,678 sqft)
Owner	Company Name on File
Last Sale	$366,000 (Jun 2023)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2859-50-4749-000`

Property Details

APN / Parcel Number

Primary APN	`2859-50-4749-000`
Alternative APNs	`1813016` `1858375`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	106,678 sqft (2.44 acres)
Terrain	Rolling
Porch	Porch
Porch Area	480 sqft
Patio Area	478 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1858375
Street Address	845 TROUT LAKE RD
City	DEEP GAP
State	NC
Zip	28618-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.449AC, BK2081 PG539
Legal Subdivision	POWDER HORN MOUNTAIN
Legal Lot Number	82 27
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1045
Census Tract	920702

Owner

845 Trout Lake Rd is owned by a company that bought it in June 2023.

Source: Watauga County records, as of November 27, 2025

Owner of Record	Company Name on File
Mailing Address	103 SHERRINGHAM CT, CARY, NC 27519-5517
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Intrafamily Transfer, Transfer
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Jun 6, 2023 · Amount on File
Deed Document Number	731679
Deed Book / Page	2336 / 75
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Jun 8, 2023
Property Address	845 TROUT LAKE RD, DEEP GAP, NC 28618-9325
Document Number	0023360075
Book / Page	2336 / 75
Map Reference	MB 8 PG 52
Instrument Date	Jun 5, 2023
Instrument	731679
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SHERRINGHAM CT, CARY, NC 27519-5517

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 6, 2023
Property Address	845 TROUT LAKE RD, DEEP GAP, NC 28618-9325
Document Number	0023350521
Book / Page	2335 / 521
Map Reference	MB 8 PG 52
Instrument Date	Jun 5, 2023
Instrument	731588
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$732.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SHERRINGHAM CT, CARY, NC 27519-5517

Mortgage

Document Number	0000731589
Date	Jun 6, 2023
Instrument	731589

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value
2025	$370,000 Land $24,500 Building $345,500
2023	$370,000 Land $24,500 Building $345,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 845 Trout Lake Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 845 Trout Lake Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POWDER HORN MOUNTAIN private · serves 548 people · EPA ID NC0195122
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Trout Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures