Shelby County property record for 845 Todds Point Rd, Simpsonville, KY 40067
| Property Type | Single Family Home |
|---|---|
| Details | 3,522 sqft |
| Lot Size | 3.25 acres (141,570 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,485 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-00-020B |
| Primary APN | 015-00-020B |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,522 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 141,570 sqft (3.25 acres) |
| Account Number | 0031023 |
|---|---|
| Street Address | 845 TODDS POINT RD |
| City | SIMPSONVILLE |
| State | KY |
| Zip | 40067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | WILLOWBANK FARMS DIVIDED TR 1-A |
| Legal Subdivision | WILLOWBANK FARMS DIVIDED |
| Legal Tract | 1-A |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | SIMPSONVILLE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 40503 |
845 Todds Point Rd, a single family home, is owned by two individuals.
Source: Shelby County records, as of February 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 244, SIMPSONVILLE, KY 40067-0244 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Jul 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 845 TODDS POINT RD, SIMPSONVILLE, KY 40067 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1075/635 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | M1075/635 |
| Instrument | 439243 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 845 TODDS POINT RD, SIMPSONVILLE, KY 40067 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | KENTUCKIANA TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | M1120/726 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | M1120/726 |
| Instrument | 451763 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 845 TODDS POINT RD, SIMPSONVILLE, KY 40067 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1197/722 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | M1197/722 |
| Instrument | 467972 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 845 Todds Point Rd was $4,485.
Source: Shelby County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,485.00 | $395,000 | $395,000 |
| 2023 | $4,592.00 | $395,000 | $395,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 845 Todds Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 845 Todds Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH SHELBY WATER DISTRICT serves 14,660 people · EPA ID KY1060324 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| All Points Broadband Fixed Wireless | 10 / 1 |
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