845 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 845 Summit Ave, Saint Paul, MN 55105

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details38,890 sqft · built 1985
Lot Size1.31 acres (57,232 sqft)
OwnerCompany Name on File
Tax Bill$1,312 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Sep 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-28-23-13-0183

Property Details

APN / Parcel Number

Primary APN02-28-23-13-0183
Alternative APNs
  • 8510476
  • 568607

Interior

Building Area38,890 sqft Total Area
Gross Area34,086 sqft
Basement Area13,865 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1994
Lot Area57,232 sqft
View / LotNeighborhood / Spot
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number568607
Street Address845 SUMMIT AVE
CitySAINT PAUL
StateMN
Zip55105-3355
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal DescriptionBRYANTS ADDITION TO,ST. PAUL EX THE E 30 FT OF THE N 105 FT; PART ...ALL OF LOTS 4,5 AND LOT 6 BLK 5
Legal Range23
Legal Township28
Legal Section02
Legal SubdivisionBRYANTS ADDITION TO,ST. PAUL
Legal Block5
Legal Lot Number4,5
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group2
Census Block2017
Census Tract42900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Historic Hill District
listed 1976 · 1,009 contributing resources · NRIS 76001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

845 Summit Ave is owned by a company.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address845 SUMMIT AVE, SAINT PAUL, MN 55105-3355
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Deed of Trust, Mortgage · Line of Credit
HERITAGE INVESTEMENT SERVICES FUND INC
Sep 19, 2019Trustee's Deed, Construction Loan · Line of Credit
FINANCIAL SEC BK
Aug 24, 2018Deed of Trust, Mortgage · Line of Credit
FINANCIAL SEC BK
Oct 6, 2017Deed of Trust, Mortgage
ASSEMBLIES/GOD LN FIN

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address845 SUMMIT AVE, SAINT PAUL, MN 55105-3355
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address845 SUMMIT AVE, SAINT PAUL, MN 55105-3355

Mortgage

Document Number0T02767754
DateJan 16, 2024
InstrumentT02767754
Lender
NameHERITAGE INVESTEMENT SERVICES FUND INC
TypeNon-Lending Institution
AddressMECHANICSBURG, PA 17055
Agreement
TypeLine of Credit
AmountAmount on Record

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionRAMSEY MN
Recording DateSep 19, 2019
Property Address845 SUMMIT AVE, SAINT PAUL, MN 55105-3355
Instrument DateSep 5, 2019
Instrument2648088
Transaction TypeConstruction Loan
Record UpdatedOct 10, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address845 SUMMIT AVE ST PAUL MN 551053355, ST PAUL, MN 55105-3355

Mortgage

Document Number0002648088
DateSep 19, 2019
Instrument2648088
Lender
NameFINANCIAL SEC BK
TypeBank
AddressALBERTVILLE, MN 55301
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueSep 18, 2020
Interest
Rate TypeAdjustable Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address845 SUMMIT AVE, SAINT PAUL, MN 55105-3355
Document Number0002622175
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedSep 10, 2018
Title CompanyLAND TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address845 SUMMIT AVE ST PAUL MN 551053355, ST PAUL, MN 55105-3355

Mortgage

Document Number0002622175
DateAug 27, 2018
Instrument2622175
Lender
NameFINANCIAL SEC BK
TypeBank
Address11102 57TH ST NE, ALBERTVILLE, MN 55301-4685
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueAug 26, 2023
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address845 SUMMIT AVE, SAINT PAUL, MN 55105-3355
Document Number0002598987
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address845 PORTLAND AVE ST PAUL MN 55104, ST PAUL, MN 55104

Mortgage

Document Number0002598987
DateOct 11, 2017
Instrument2598987
Lender
NameASSEMBLIES/GOD LN FIN
TypeFunding / Finance Company
AddressSPRINGFIELD, MO 65807
Agreement
AmountAmount on Record
Term240 Months
DueOct 10, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 845 Summit Ave was $1,312.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,386,500 (+0.63%) Land $572,300 Building $2,814,200$3,386,500 (+0.63%) Land $572,300 Building $2,814,200
2025$1,312.00$3,365,200 Land $572,300 Building $2,792,900$3,365,200 Land $572,300 Building $2,792,900
2023Additional exemption filed$3,521,700 Land $572,300 Building $2,949,400$3,521,700 Land $572,300 Building $2,949,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 845 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 845 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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