845 Stephen Rd, Warminster, PA 18974 Property Records

Bucks County property record for 845 Stephen Rd, Warminster, PA 18974

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,318 sqft · built 1971
Lot Size0.338 acres (14,700 sqft)
Owner2 Individual Names on Record
Last Sale$178,000 (Sep 1994)
Tax Bill$6,363 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN49-031-103

Property Details

APN / Parcel Number

Primary APN49-031-103

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,318 sqft Living Area
1st Floor Area840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleConventional
Construction TypeFrame
Lot Area14,700 sqft (0.338 acres)
Lot Dimensions150 ft deep x 98 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address845 STEPHEN RD
CityWARMINSTER
StatePA
Zip18974-3044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionNORTH RIDGE LOT #7 98X150
Legal SubdivisionNORTH RIDGE
Legal Block31
Legal Lot Number7
JurisdictionBUCKS PA
Township / Civil DivisionWARMINSTER
Census Block Group2
Census Block2017
Census Tract106201

Owner

Source: Bucks County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address845 STEPHEN RD, WARMINSTER, PA 18974-3044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 1994 · Amount on Record
Deed SaleSep 20, 1994 · Amount on Record
Prior SaleApr 12, 1971
Deed Document Number199493215
Deed Book / Page970 / 865
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCKS PA
Recording DateJul 20, 2026
Property Address845 STEPHEN RD, WARMINSTER, PA 18974-3044
Document Number0000033268
Instrument DateJul 9, 2026
Instrument202633268
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE & CLOS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address845 STEPHEN RD, WARMINSTER, PA 18974-3044

Mortgage

Document Number0000033268,
DateJul 20, 2026
Instrument202633268
Lender
NameUSALLIANCE FCU
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 25, 2056
Interest
Rate6.52%
Max Rate-1%

Tax Assessment & Valuation

Source: Bucks County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBucks County
County SubdivisionWarminster Township
Unified School DistrictCentennial School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,200 (-) Land $6,560 Building $22,640
2025$6,363.00 (+3.25%)
2024$6,163.00$29,200 Land $6,560 Building $22,640
1972$399,999 Land $89,863 Building $310,136

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARMINSTER MUNICIPAL AUTHORITY
serves 36,000 people · EPA ID PA1090069
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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