Columbia County property record for 845 Spencer Ave, Vernonia, OR 97064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,306 sqft · built 1997 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Aug 2023) |
| Tax Bill | $3,516 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Apr 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4404-AD-04200 |
| Primary APN | 4404-AD-04200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,306 sqft Living Area |
| Gross Area | 1,834 sqft |
| 1st Floor Area | 1,306 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 22711 |
|---|---|
| Street Address | 845 SPENCER AVE |
| City | VERNONIA |
| State | OR |
| Zip | 97064-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR:R |
| Legal Range | 4W |
| Legal Township | 4N |
| Legal Section | 04 |
| Jurisdiction | COLUMBIA OR |
| Township / Civil Division | VERNONIA |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 971100 |
845 Spencer Ave is owned and occupied by two individuals who bought it in August 2023.
Source: Columbia County records, as of May 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 845 SPENCER AVE, VERNONIA, OR 97064-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2023 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Apr 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 18, 2023 | Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Sep 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage ORION LNDG |
| Aug 7, 2018 | Warranty Deed, Transfer · FHA Mortgage ORION LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on File |
| Deed Sale | Aug 31, 2023 · Amount on File |
| Prior Sale | Apr 11, 2023 · Amount on File |
| Deed Document Number | 20234857 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLUMBIA OR |
| Recording Date | Aug 31, 2023 |
| Property Address | 845 SPENCER AVE, VERNONIA, OR 97064-1437 |
| Document Number | 0000004857 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023-04857 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | WFG TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 845 SPENCER AVE, VERNONIA, OR 97064-1437 |
| Document Number | 0000004858 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2023-04858 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLUMBIA OR |
| Recording Date | Apr 11, 2023 |
| Property Address | 845 SPENCER AVE, VERNONIA, OR 97064-1437 |
| Document Number | 0000001977 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 2023-01977 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7350 W SUNNYSIDE DR, PEORIA, AZ 85345-8789 |
| Document Number | 0000001978 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2023-01978 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLUMBIA OR |
| Recording Date | Jan 18, 2023 |
| Property Address | 845 SPENCER AVE, VERNONIA, OR 97064-1437 |
| Document Number | 0000000259 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023-00259 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 30, VERNONIA, OR 97064-0030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA OR |
| Property Address | 845 SPENCER AVE, VERNONIA, OR 97064-1437 |
| Document Number | 0000007897 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON |
| Name | Verified Name |
|---|---|
| Address | 845 SPENCER AVE VERNONIA OR 970641437, VERNONIA, OR 97064-1437 |
| Document Number | 0000007897 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 7897 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLUMBIA OR |
| Recording Date | Aug 7, 2018 |
| Property Address | 845 SPENCER AVE, VERNONIA, OR 97064-1437 |
| Document Number | 0000006441 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 6441 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | WFG TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 845 SPENCER AVE VERNONIA OR 970641437, VERNONIA, OR 97064-1437 |
| Document Number | 6442 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 6442 |
| Name | ORION LNDG |
|---|---|
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2048 |
The 2025 property tax bill for 845 Spencer Ave was $3,516.
Source: Columbia County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Columbia County |
| Municipality | Vernonia City |
| Unified School District | Vernonia School District 47J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,516.00 | $193,900 Land $55,220 Building $138,680 | $461,190 Land $123,970 Building $337,220 |
| 2023 | $3,394.00 (+4.91%) | $182,780 (+3%) Land $47,490 Building $135,290 | $431,270 (+9.23%) Land $105,560 Building $325,710 |
| 2022 | $3,235.00 | $177,460 Land $45,750 Building $131,710 | $394,810 Land $91,260 Building $303,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 845 Spencer Ave in Zone X, an area of minimal flood risk, though there have been 103 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 103 (1991–2025) |
| Claims Outside the SFHA | 39 of 103 |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 845 Spencer Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.2% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERNONIA serves 2,100 people · EPA ID OR4100922 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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