845 Sims Ave, Saint Paul, MN 55106 Property Records

Ramsey County property record for 845 Sims Ave, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 979 sqft · built 1926
Lot Size	0.115 acres (5,000 sqft)
Owner	Trust Name on File
Last Sale	$250,000 (Apr 2022)
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Sep 2025 Sale Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-32-0114`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-32-0114`
Alternative APNs	`8070381` `88867`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	979 sqft Living Area
1st Floor Area	816 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	88867
Street Address	845 SIMS AVE
City	SAINT PAUL
State	MN
Zip	55106-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS RE OF B3 NELSONS ADD LOT 22
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	WILLIAMS RE OF B3 NELSONS ADD
Legal Lot Number	22
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2005
Census Tract	31600

Owner

845 Sims Ave is held in a trust since April 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Trust Name on File
Mailing Address	2515 WHITE BEAR AVE N, 211, SAINT PAUL, MN 55109-5155
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Warranty Deed, Transfer
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Apr 11, 2022	Transfer on Death Deed, Transfer · Balloon Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Prior Sale	May 3, 1999 · Amount on File
Deed Document Number	20224942014
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 12, 2025
Property Address	845 SIMS AVE, SAINT PAUL, MN 55106-3825
Document Number	0A05078746
Instrument Date	Sep 4, 2025
Instrument	A05078746
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2515 WHITE BEAR AVE N # 211, 211, SAINT PAUL, MN 55109-5155

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 11, 2022
Property Address	845 SIMS AVE, SAINT PAUL, MN 55106-3825
Document Number	0A04942014
Instrument Date	Apr 6, 2022
Instrument	A04942014
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	EAGLE CRK TITLE, EAGLE CREEK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 SIMS AVE, SAINT PAUL, MN 55106-3825

Mortgage

Document Number	0A04942015
Date	Apr 11, 2022
Instrument	A04942015

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 11, 2022
Property Address	845 SIMS AVE, SAINT PAUL, MN 55106-3825
Document Number	0A04941983
Instrument Date	Apr 5, 2022
Instrument	A04941983
Transaction Type	Transfer
Record Updated	Dec 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04942016
Date	Apr 11, 2022
Instrument	A04942016

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 845 Sims Ave was $3,096.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,200 (-0.26%) Land $25,000 Building $201,200	$226,200 (-0.26%) Land $25,000 Building $201,200
2025	$3,096.00 Homeowner's exemption	$226,800 Land $25,000 Building $201,800	$226,800 Land $25,000 Building $201,800
2023	$2,822.00 Homeowner's exemption	$225,000 Land $20,000 Building $205,000	$225,000 Land $20,000 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 845 Sims Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 845 Sims Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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