845 Simerson Rd, Lexington, NC 27295 Property Records

Davidson County property record for 845 Simerson Rd, Lexington, NC 27295

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 3,499 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Last Sale	$125,000 (Aug 2012)
Tax Bill	$1,109 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-011-0-000-0043-A`

Property Details

APN / Parcel Number

Primary APN	`04-011-0-000-0043-A`
Alternative APNs	`9230212` `9279434`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,499 sqft Total Area
1st Floor Area	1,692 sqft
Basement Area	1,287 sqft
Finished Basement	1,287 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Lot Width	125 ft Width
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	9279434
Street Address	845 SIMERSON RD
City	LEXINGTON
State	NC
Zip	27295-5260
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RS
Legal Description	LT43A BK2671-1597 SIMMERSON RD
Jurisdiction	DAVIDSON NC
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2014
Census Tract	61704

Owner

845 Simerson Rd, a rural home, is owner-occupied and held in a trust since June 2017.

Source: Davidson County records, as of October 16, 2026

Owner of Record	Trust Name on File
Mailing Address	845 SIMERSON RD, LEXINGTON, NC 27295-5260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 12, 2017	Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2012 · Amount on File
Deed Sale	Aug 9, 2012 · Amount on File
Prior Sale	Sep 15, 2005 · Amount on File
Deed Document Number	201217031
Deed Book / Page	2067 / 497
Last Transfer Date	Jun 23, 2017
Transfer Doc	0022760330
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	845 SIMERSON RD, LEXINGTON, NC 27295-5260
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024251126
Date	Aug 25, 2020
Book Page	2425/1126
Instrument	2020000018229

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	9.37%

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIDSON NC
Recording Date	Jul 12, 2017
Property Address	845 SIMERSON RD, LEXINGTON, NC 27295-5260
Document Number	0022760330
Book / Page	2276 / 0330
Instrument Date	Jun 23, 2017
Instrument	2017000014694
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 TED R DANIELS RD, 428, LEXINGTON, NC 27295-8199

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 SIMERSON RD, LEXINGTON, NC 27295-5260

Mortgage

Document Number	2017000014695
Date	Jul 12, 2017
Instrument	2017000014695

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 845 Simerson Rd was $1,109, up 5% from the year before.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,109.00 (+5.02%)	$170,250 (-)	$170,250 (-) Land $21,130 Building $149,120
2025	$1,056.00	$170,250	$170,250 Land $21,130 Building $149,120
2023	$1,072.00	$170,250	$170,250 Land $21,130 Building $149,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 845 Simerson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 845 Simerson Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Simerson Rd

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