845 Shadowrow Ave, Willoughby, OH 44094 Property Records

Lake County property record for 845 Shadowrow Ave, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1945
Lot Size	0.081 acres (3,520 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Jan 2025)
Tax Bill	$2,624 (2023)
Deeds & Mortgages	Sep 2023 Transfer Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-057-A-00-049-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-057-A-00-049-0`
Alternative APN	`B 132`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,520 sqft (0.081 acres)
Lot Dimensions	88 ft deep x 40 ft wide

Exterior Amenities

Deck Area	96 sqft
Patio Area	472 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	845 SHADOWROW AVE
City	WILLOUGHBY
State	OH
Zip	44094-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2 & 3 DOUGLASS TRACT
Legal Subdivision	WILLOBEE ON THE LAKE
Legal Block	3
Legal Lot Number	13
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	3
Census Block	3014
Census Tract	201700

Owner

Source: Lake County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	845 SHADOWROW AVE, WILLOUGHBY, OH 44094-7113
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 4, 2022	Transfer on Death Deed, Transfer
Oct 31, 2017	Deed of Trust, Mortgage · VA Mortgage RUOFF MORTGAGE COMPANY INC
Jul 10, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	20251487
Prior Transfer Date	Aug 12, 2023
Prior Transfer Doc	0000017364
Record Updated	Sep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Sep 1, 2023
Property Address	845 SHADOWROW AVE, WILLOUGHBY, OH 44094-7113
Document Number	0000017364
Map Reference	VOL D PG 19
Instrument Date	Aug 12, 2023
Instrument	2023R017364
Transaction Type	Transfer
Record Updated	Sep 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 SHADOWROW AVE, WILLOUGHBY, OH 44094-7113

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Nov 4, 2022
Property Address	845 SHADOWROW AVE, WILLOUGHBY, OH 44094-7113
Document Number	0000029760
Instrument Date	Oct 31, 2022
Instrument	2022R029760
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 SHADOWROW AVE, 845, WILLOUGHBY, OH 44094-7113

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	845 SHADOWROW AVE, WILLOUGHBY, OH 44094-7113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029688
Date	Oct 31, 2017
Instrument	2017R029688

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jul 10, 2020
Property Address	845 SHADOWROW AVE, WILLOUGHBY, OH 44094-7113
Document Number	0000018581
Map Reference	VOL D PG 19
Instrument Date	Jul 10, 2020
Instrument	2020R018581
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018582
Date	Jul 10, 2020
Instrument	2020R018582

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,630 (+35.75%) Land $10,350 Building $27,280	$107,530 (+35.79%) Land $29,580 Building $77,950
2023	$2,624.00 (+51.94%) Homeowner's exemption	$27,720 (-) Land $8,310 Building $19,410
2022	$1,727.00 Homeowner's exemption	$27,720 Land $8,310 Building $19,410
2021			$79,190 Land $23,740 Building $55,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1978–1991)
Claims Outside the SFHA	3 of 11
Most Recent Claim	May 1991 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, Verizon.

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