845 S River Rd, Naperville, IL 60540 Property Records

DuPage County property record for 845 S River Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,770 sqft · built 1987
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Tax Bill$12,168 (2025)
Deeds & MortgagesFeb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN07-23-411-023

Property Details

APN / Parcel Number

Primary APN07-23-411-023

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,770 sqft Living Area
Gross Area4,018 sqft
1st Floor Area1,522 sqft
2nd Floor Area1,248 sqft
Basement Area1,248 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions13.3 ft deep x 7.5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address845 S RIVER RD
CityNAPERVILLE
StateIL
Zip60540-6384
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTHE COUNTRYSIDE OF NAPERVILLE UNIT 4 ALL
Legal SubdivisionTHE COUNTRYSIDE OF NAPERVILLE UNIT 4
Legal Lot Number26
Legal Unit4
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1004
Census Tract846521

Owner

845 S River Rd is owned and occupied by two individuals who acquired it in January 2017.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address845 S RIVER RD, NAPERVILLE, IL 60540-6384
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 26, 2017
Transfer Doc0000017864
Record UpdatedSep 20, 2026

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateFeb 21, 2017
Property Address845 S RIVER RD, NAPERVILLE, IL 60540-6384
Document Number0000017864
Instrument DateFeb 26, 2017
Instrument17864
Transaction TypeTransfer
Record UpdatedMar 7, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address845 S RIVER RD NAPERVILLE IL 605406384, NAPERVILLE, IL 60540-6384

Tax Assessment & Valuation

The 2025 property tax bill for 845 S River Rd was $12,168 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,168.00$222,367 Land $55,131 Building $167,236$667,101 Land $165,393 Building $501,708
2022$10,175.00 Homeowner's exemption Senior Citizen's exemption$159,900 Land $42,560 Building $117,340$479,700 Land $127,680 Building $352,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 845 S River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1996–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2017 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 845 S River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on S River Rd

Nearby Streets

Search Property Records by Address or Parcel Number