845 S Pine St, Nowata, OK 74048 Property Records

Nowata County property record for 845 S Pine St, Nowata, OK 74048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1945
Lot Size	0.198 acres (8,640 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (May 2025)
Tax Bill	$671 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1120-01-012-025-0-009-00`

Property Details

APN / Parcel Number

Primary APN	`1120-01-012-025-0-009-00`
Alternative APN	`7069`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,000 sqft
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	8,640 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Patio Area	20 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7069
Street Address	845 S PINE ST
City	NOWATA
State	OK
Zip	74048-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOWATA/PARK HTS BLK 12 LOTS 25-27
Legal Range	16E
Legal Township	26N
Legal Section	31
Legal Subdivision	PARKS HEIGHTS
Legal Block	12
Legal Lot Number	25-27
Jurisdiction	NOWATA OK
Township / Civil Division	NOWATA
Census Block Group	4
Census Block	4058
Census Tract	172400

Owner

Source: Nowata County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	845 S PINE ST, NOWATA, OK 74048-4325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage REGENT BANK
May 9, 2025	Warranty Deed, Transfer · Commercial Mortgage REGENT BANK
Aug 4, 2023	Affidavit of Death of Joint Tenant, Transfer
Jun 7, 2022	Special Warranty Deed, Transfer AMERICAN EAGLE TITLE GROUP
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Jun 7, 2022 · Amount on Record
Deed Document Number	2025737
Deed Book / Page	900 / 202
Prior Transfer Date	Aug 4, 2023
Prior Transfer Doc	000884/313
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	845 S PINE ST, NOWATA, OK 74048-4325
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000907/325
Date	Feb 4, 2026
Book Page	907/325
Instrument	I-2026-000182

Lender

Name	REGENT BANK
Type	Bank
Address	NOWATA, OK 74048

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2056

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NOWATA OK
Recording Date	May 9, 2025
Property Address	845 S PINE ST, NOWATA, OK 74048-4325
Document Number	000900/202
Book / Page	900 / 202
Instrument Date	May 5, 2025
Instrument	I-2025-000737
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 S PINE ST, NOWATA, OK 74048-4325

Mortgage

Document Number	I2025000738
Date	May 9, 2025
Instrument	I-2025-000738

Lender

Name	REGENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 8, 2035

Interest

Rate Type	Adjustable Rate

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	NOWATA OK
Recording Date	Aug 4, 2023
Property Address	845 S PINE ST, NOWATA, OK 74048-4325
Document Number	000884/313
Book / Page	884 / 313
Instrument Date	Jul 31, 2023
Instrument	I-2023-001445
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NOWATA OK
Recording Date	Jun 7, 2022
Property Address	845 S PINE ST, NOWATA, OK 74048-4325
Document Number	000872/543
Book / Page	872 / 543
Instrument Date	May 3, 2022
Instrument	I-2022-002260
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	AMERICAN EAGLE TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$52.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 BEATTIE PL, GREENVILLE, SC 29601-2165

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 S PECAN ST, NOWATA, OK 74048-3411

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NOWATA OK
Recording Date	Dec 3, 2018
Property Address	845 S PINE ST, NOWATA, OK 74048-4325
Document Number	000846/696
Book / Page	0846 / 696
Instrument Date	Nov 30, 2018
Instrument	I-2018-001900
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	UNKNOWN, THE MUSSELMAN ABSTRACT COMPA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 S PINE ST, NOWATA, OK 74048-4325

Mortgage

Document Number	I2018001901
Date	Dec 3, 2018
Instrument	I-2018-001901

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Nowata County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Nowata County
Municipality	Nowata City
Unified School District	Nowata Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,800 (-29.47%) Land $199 Building $4,601	$40,000 (-29.49%) Land $1,660 Building $38,340
2025	$671.00 (-1.61%)	$6,806 (-6.51%) Land $3,130 Building $3,676	$56,727 (-41.21%) Land $26,087 Building $30,640
2024	$682.00 (+3.65%)	$7,280 (+5.01%) Land $958 Building $6,322	$96,498 (+67.03%) Land $13,950 Building $82,548
2023	$658.00 (+0.3%)	$6,933 (-) Land $900 Building $6,033	$57,774 (-) Land $7,500 Building $50,274
2022	$656.00	$6,933 Land $900 Building $6,033	$57,774 Land $7,500 Building $50,274

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED RWD #1 NOWATA AND ROGERS CO serves 1,580 people · EPA ID OK3005301
Water Source	Purchased surface water from CHELSEA ECONOMIC DEV. AUTH.
Last State Inspection	May 2025
Also Mapped Here	NOWATA CO RWD #6
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30

May also be available: Wake Wireless.

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