845 Robinson Rd, Andrews, NC 28901 Property Records

Cherokee County property record for 845 Robinson Rd, Andrews, NC 28901

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,650 sqft · built 1976
Lot Size	6.44 acres (280,526 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2010)
Tax Bill	$864 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`557500185008000`

Property Details

APN / Parcel Number

Primary APN	`557500185008000`
Alternative APN	`32424`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,650 sqft Heated Area
Upper Floors Area	660 sqft
Basement Area	880 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	280,526 sqft (6.44 acres)
Lot Width	98 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	795 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	32424
Street Address	845 ROBINSON RD
City	ANDREWS
State	NC
Zip	28901-7056
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR UCB 1230/725 1387/539
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	1
Census Block	1033
Census Tract	930102

Owner

845 Robinson Rd, a rural home, is owned and occupied by an individual who bought it in July 2010.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	845 ROBINSON RD, ANDREWS, NC 28901-7056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2010 · Amount on File
Deed Sale	Jul 28, 2010 · Amount on File
Prior Sale	May 25, 2006 · Amount on File
Deed Document Number	2010-0003670
Deed Book / Page	1390 / 1069
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	845 ROBINSON RD, ANDREWS, NC 28901-7056
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 ROBINSON RD, ANDREWS, NC 28901-7056

Mortgage

Document Number	01714/1238
Date	Jun 20, 2022
Book Page	1714/1238
Instrument	4088

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	ANDREWS, NC 28901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	845 ROBINSON RD, ANDREWS, NC 28901-7056
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1675/466
Date	Mar 18, 2021
Book Page	1675/466
Instrument	1773

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	845 ROBINSON RD, ANDREWS, NC 28901-7056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01572/0941
Date	Oct 30, 2017
Book Page	01572/0941
Instrument	05029

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 845 Robinson Rd was $864.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$864.00	$117,360	$117,360 Land $15,550 Building $101,810
2023		$117,360	$117,360 Land $15,550 Building $101,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 845 Robinson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 845 Robinson Rd is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 97.5% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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