Shiawassee County property record for 845 Raymond Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (Jul 2020) |
| Tax Bill | $3,659 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-52-005-007 |
| Primary APN | 006-52-005-007 |
|---|---|
| Alternative APN |
|
| Lot Area | 26,136 sqft (0.6 acres) |
|---|
| Street Address | 845 RAYMOND RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN MEADOWS SUB OWOSSO TWP LOT 7 BLK 5 |
| Legal Subdivision | GREEN MEADOWS SUB |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30300 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 845 RAYMOND RD, OWOSSO, MI 48867-1547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jul 24, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 20203334769 |
| Deed Book / Page | 1271 / 127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 845 RAYMOND RD, OWOSSO, MI 48867-1547 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 845 RAYMOND RD, OWOSSO, MI 48867-1547 |
| Document Number | 0012930572 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 1293/572 |
| Instrument | 3357474 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 845 RAYMOND RD, OWOSSO, MI 48867-1547 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 845 RAYMOND RD, OWOSSO, MI 48867-1547 |
| Document Number | 0012790763 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 1279/763 |
| Instrument | 3343529 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 24, 2020 |
| Property Address | 845 RAYMOND RD, OWOSSO, MI 48867-1547 |
| Document Number | 0012710127 |
| Book / Page | 1271 / 127 |
| Map Reference | LB 3 PG 125 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 3334769 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | CISLO TTL CO TTL INS & ESCRO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,492.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 845 RAYMOND RD, 845, OWOSSO, MI 48867-1547 |
| Name | Verified Name |
|---|---|
| Address | 1214 MACK ST, OWOSSO, MI 48867-3344 |
| Investor | Possibly a Property Investor |
| Document Number | 3334770 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 3334770 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,300 (+10.1%) | $320,600 (+10.1%) | |
| 2025 | $3,659.00 (+6.27%) Homeowner's exemption | $145,600 (+17.32%) | $291,200 (+17.32%) |
| 2024 | $3,443.00 (+5.16%) | ||
| 2023 | $3,274.00 Homeowner's exemption | $124,100 | $248,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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