845 N Gardner St, Whitewright, TX 75491 Property Records

Grayson County property record for 845 N Gardner St, Whitewright, TX 75491

Property Summary

Property Type	Single Family Home
Details	980 sqft · built 1920
Lot Size	0.332 acres (14,458 sqft)
Owner	Company Name on Record
Last Sale	$226,765 (Apr 2026)
Tax Bill	$1,262 (2024)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`X002 0009015`

Property Details

APN / Parcel Number

Primary APN	`X002 0009015`
Alternative APN	`170797`

Interior

Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft
Utility Area	256 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1988
Lot Area	14,458 sqft (0.332 acres)
Lot Dimensions	183 ft deep x 79 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft
Utility Building	120 sqft

Location & Zoning

Street Address	845 N GARDNER ST
City	WHITEWRIGHT
State	TX
Zip	75491-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0009 ANDERSON W H A-G0009, ACRES .3319, 79X183
Legal Subdivision	ANDERSON W H A-G0009
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3012
Census Tract	102

Owner

Source: Grayson County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	845 N GARDNER ST, WHITEWRIGHT, TX 75491-2322
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Construction Mortgage TEXAS BANK
Sep 11, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Oct 6, 2009
Deed Document Number	20269959
Prior Transfer Date	Sep 11, 2025
Prior Transfer Doc	0000023611
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 22, 2026
Property Address	845 N GARDNER ST, WHITEWRIGHT, TX 75491-2322
Document Number	0000009959
Instrument Date	Apr 20, 2026
Instrument	2026.9959
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	845 N GARDNER ST, WHITEWRIGHT, TX 75491-2322

Mortgage

Document Number	0000009960,
Date	Apr 22, 2026
Instrument	2026.9960

Lender

Name	TEXAS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 11, 2025
Property Address	845 N GARDNER ST, WHITEWRIGHT, TX 75491-2322
Document Number	0000023611
Instrument Date	Sep 11, 2025
Instrument	2025-23611
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	802 OAK HILL RD, WHITEWRIGHT, TX 75491-2250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 ACKERS RD, HOWE, TX 75459-3453

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitewright Town
Unified School District	Whitewright Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,864 (-28.8%) Land $12,867 Building $48,997	$61,864 (-28.8%) Land $12,867 Building $48,997
2024	$1,262.00 (-33.3%)
2023		$86,890 Land $6,754 Building $80,136	$86,890 Land $6,754 Building $80,136
2022	$1,892.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEWRIGHT serves 1,725 people · EPA ID TX0910011
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Rise Broadband Fixed Wireless	500 / 100

May also be available: Sparklight, TekWav, Verizon.

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