845 Maxwell St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 845 Maxwell St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1946
Lot Size	0.15 acres (6,540 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Apr 2022)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-21-476-029`

Property Details

APN / Parcel Number

Primary APN	`8913-21-476-029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,540 sqft (0.15 acres)
Lot Dimensions	109 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	845 MAXWELL ST
City	WATERLOO
State	IA
Zip	50701-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KREBS ADDITION LOT 5 BLK 6
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	KREBS ADDITION
Legal Block	6
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1010
Census Tract	1503

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	845 MAXWELL ST, WATERLOO, IA 50701-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage FIDELITY BANK & TRUST
Jul 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LINCOLN SAVINGS BANK
Apr 26, 2022	Warranty Deed, Transfer TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	202220768
Prior Transfer Date	Jun 23, 2010
Prior Transfer Doc	2010024354
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	845 MAXWELL ST, WATERLOO, IA 50701-2033
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4414 BLAIR RIDGE RD, CEDAR FALLS, IA 50613-8255

Mortgage

Document Number	202100007718
Date	Oct 12, 2020
Instrument	202100007718

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	WAVERLY, IA 50677

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	845 MAXWELL ST, WATERLOO, IA 50701-2033
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000001302
Date	Jul 22, 2019
Instrument	202000001302

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 26, 2022
Property Address	845 MAXWELL ST, WATERLOO, IA 50701-2033
Document Number	202200020768
Instrument Date	Apr 25, 2022
Instrument	202200020768
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$127.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 MAXWELL ST, WATERLOO, IA 50701-2033

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,892.00 (-2.47%) Homeowner's exemption	$103,590 (+3.96%) Land $16,560 Building $87,030	$103,590 (+3.96%) Land $16,560 Building $87,030
2024	$1,940.00 (+38.18%)
2023		$99,640 (+36.83%) Land $16,560 Building $83,080	$99,640 (+36.83%) Land $16,560 Building $83,080
2022	$1,404.00	$72,820 Land $16,560 Building $56,260
2021			$72,820 Land $16,560 Building $56,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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