845 Main St, Silver Plume, CO 80476 Property Records

Clear Creek County property record for 845 Main St, Silver Plume, CO 80476

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,000 sqft · built 1876
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$485,000 (Nov 2022)
Tax Bill	$3,304 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1957-134-05-207`

Property Details

APN / Parcel Number

Primary APN	`1957-134-05-207`
Alternative APN	`R008078`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,000 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Architectural Style	Traditional
Exterior Material	Block
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Terrain	Combination

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R008078
Street Address	845 MAIN ST
City	SILVER PLUME
State	CO
Zip	80476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SILVER PLUME BLOCK: 16 LOT: 7 & IMPS 351/280 576/413
Legal Subdivision	SILVER PLUME
Legal Block	16
Legal Lot Number	7
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	GEORGETOWN
Census Block Group	4
Census Block	4017
Census Tract	14900

Owner

845 Main St is owned by a company that bought it in November 2022.

Source: Clear Creek County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	845 MAIN ST, SILVER PLUME, CO 80476
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Nov 28, 2022	Special Warranty Deed, Transfer LAND TITLE GUARANTEE
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2022 · Amount on File
Deed Sale	Nov 28, 2022 · Amount on File
Prior Sale	Jul 20, 2005 · Amount on File
Deed Document Number	2022308040
Deed Book / Page	1039 / 348
Prior Transfer Date	Jul 18, 2005
Prior Transfer Doc	0007340272
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	845 MAIN ST, SILVER PLUME, CO 80476
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010400392
Date	Dec 30, 2022
Book Page	1040/392
Instrument	308346

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	9.37%
Index	1-Year CMT
Max Rate	11.3%

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Nov 28, 2022
Property Address	845 MAIN ST, SILVER PLUME, CO 80476
Document Number	0010390348
Book / Page	1039 / 348
Instrument Date	Nov 21, 2022
Instrument	308040
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$48.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 MAIN ST, 845, SILVER PLUME, CO 80476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 MAIN ST, SILVER PLUME, CO 80476-5021

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	845 MAIN ST, SILVER PLUME, CO 80476
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009430611
Date	Dec 19, 2017
Book Page	00943/0611
Instrument	286502

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 845 Main St was $3,304.

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Municipality	Silver Plume Town
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,304.00	$36,540 Land $2,340 Building $34,200	$584,540 Land $37,400 Building $547,140
2023	$2,482.00 (+33.37%)	$28,140 (+27.16%) Land $2,220 Building $25,920	$419,940 (+31.89%) Land $33,070 Building $386,870
2022	$1,861.00	$22,130 Land $2,600 Building $19,530	$318,400 Land $37,400 Building $281,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 845 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 845 Main St is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 74% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVER PLUME serves 180 people · EPA ID CO0110035
Water Source	Surface water
Last State Inspection	May 2025
Lead	5 ppb (2025) action level 15 ppb
Copper	1.87 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2022
Treatment and Procedure	Corrosion control Apr 2020
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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