845 Lear Rd, Portland, TN 37148 Property Records

Sumner County property record for 845 Lear Rd, Portland, TN 37148

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,194 sqft · built 1964
Lot Size	4.73 acres (206,039 sqft)
Owner	Individual Name on Record
Last Sale	$79,719 (Apr 2016)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083003 02000`

Property Details

APN / Parcel Number

Primary APN	`083003 02000`
Alternative APN	`003 02000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1989
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	206,039 sqft (4.73 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	845 LEAR RD
City	PORTLAND
State	TN
Zip	37148-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8467
Legal Description	DISTRICT: 13, COUNTY AREA: Z00
Legal Subdivision	PKG ADD
Jurisdiction	SUMNER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	20204

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	845 LEAR RD, PORTLAND, TN 37148-4420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK INC
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2016 · Amount on Record
Deed Sale	Apr 18, 2016 · Amount on Record
Prior Sale	Nov 10, 2015 · Amount on Record
Deed Document Number	1151879
Deed Book / Page	4288 / 324
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	845 LEAR RD, PORTLAND, TN 37148-4420
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	REAL ESTATE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047330040
Date	Apr 30, 2018
Book Page	4733/040
Instrument	1230805

Lender

Name	FIRST SECURITY BANK INC
Type	Bank
Address	FRANKLIN, KY 42135

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 19, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	845 LEAR RD, PORTLAND, TN 37148-4420
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050620642
Date	Oct 28, 2019
Book Page	5062/642
Instrument	1287968

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	111 Months
Due	Jan 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	845 LEAR RD, PORTLAND, TN 37148-4420
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059720339
Date	Jun 22, 2022
Book Page	5972/339
Instrument	1420016

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,077.00 (+21.01%)	$75,825 (+91.96%) Land $33,325 Building $42,500
2024			$303,300 (+91.96%) Land $133,300 Building $170,000
2023	$890.00 (-0.34%)	$39,500 (-) Land $13,125 Building $26,375
2022	$893.00	$39,500 Land $13,125 Building $26,375
2021			$158,000 Land $52,500 Building $105,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER SYSTEM serves 25,761 people · EPA ID TN0000559
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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