845 Laurel Valley Dr, Orange Park, FL 32065 Property Records

Clay County property record for 845 Laurel Valley Dr, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,177 sqft · built 2020
Lot Size	0.188 acres (8,232 sqft)
Owner	Individual Name on Record
Last Sale	$430,463 (Jan 2021)
Tax Bill	$3,430 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04-24-005542-016-86`

Property Details

APN / Parcel Number

Primary APN	`13-04-24-005542-016-86`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,177 sqft Heated Area
Gross Area	4,062 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,232 sqft (0.188 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	845 LAUREL VALLEY DR
City	ORANGE PARK
State	FL
Zip	32065-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 186 EAGLE LANDING AT OAKLEAF PLANTATION PHASE V AS REC OR 4401 PG 777
Legal Range	24
Legal Township	04
Legal Section	13
Legal Subdivision	EAGLE LNDG/OAKLEAF PLANTATION
Legal Phase	5
Legal Lot Number	186
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2012
Census Tract	30205

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	845 LAUREL VALLEY DR, ORANGE PARK, FL 32065-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 11, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC
Jul 31, 2020	Grant Deed, Transfer DREAM FINDERS TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	2021001945
Deed Book / Page	4401 / 777
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	845 LAUREL VALLEY DR, ORANGE PARK, FL 32065-2709
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 LAUREL VALLEY DR, ORANGE PARK, FL 32065-2709

Mortgage

Document Number	0045261587
Date	Oct 25, 2021
Book Page	4526/1587
Instrument	2021067576

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 11, 2021
Property Address	845 LAUREL VALLEY DR, ORANGE PARK, FL 32065-2709
Document Number	0044010777
Book / Page	4401 / 777
Map Reference	MB 59 PG 13-26
Instrument Date	Nov 25, 2020
Instrument	2021001945
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022
Title Company	GOLDEN DOG TITLE AND TRUST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,013.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 LAUREL VALLEY DR, ORANGE PARK, FL 32065-2709

Mortgage

Document Number	0004401779
Date	Jan 11, 2021
Instrument	4401/779

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	Jul 31, 2020
Property Address	845 LAUREL VALLEY DR, ORANGE PARK, FL 32065-2709
Document Number	0043351033
Book / Page	004335 / 001033
Instrument Date	Jul 30, 2020
Instrument	38223
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	DREAM FINDERS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$388,363 (+5.99%)	$491,001 (+4.93%) Land $65,000 Building $426,001
2023	$3,430.00 (-4.27%) Disabled Person's exemption Veteran's exemption	$366,426 (+3%)	$467,948 (+3.84%) Land $65,000 Building $402,948
2022	$3,583.00 Disabled Person's exemption Veteran's exemption	$355,754	$450,637 Land $40,000 Building $410,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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